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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Excellent, efficient service

Application processed quickly and money deposited into my account quickly. Receive regular emails with my up to date balance. Fantastic service Reviewed on: 3rd June 2017

Fab!

Easy process to apply, quick decision and money through on time. Easy to monitor payments online. Highly recommend! Reviewed on: 3rd June 2017

I love Zopa

Quick and easy loan, clear information, competitive rates. Zopa organised everything for me. Overall an excellent service, would definitely recommend. Reviewed on: 3rd June 2017

extremely friendly service

Very reliable loan service which doesn't charge much interest rate compare to others Reviewed on: 3rd June 2017

Quick, easy, the best.

I'm very happy that Zopa gave me the loan. Helped me get rid of a few nasty credit cards. Now I'm far better off for it. Reviewed on: 3rd June 2017

Too good..!!!

Absolute Brilliant service by team and interest rate to help you not rip you off. Straight forward application,before you know,it's done and money is in your account.They don't even call you unless they need to. Keep up guys. Reviewed on: 3rd June 2017

Absolute Brilliant..!

Team is so good and helpful. Straight forward form and steps. Before you know it's all done and money in your account. Too good to be true. Reviewed on: 3rd June 2017

Thank you for an efficient and quick service.

Excellent and quick service. My loan was confirmed and in my account in just a few days. Reviewed on: 3rd June 2017

Fantastic, ethical and swift application process. Would highly recommend Zopa to anyone.

I really liked the fact that Zopa are an ethical and financially sound organisation. It's not about making money from the interest, there is a sound philosophy in place that protects customer and organisation alike. The application process is quick but fair. Reviewed on: 3rd June 2017

Amazing in every way....Thank You ZOPA

Earlier this year I had bad tennants evicted from a house I rented. This was a costly process that left me with a house in a dreadful state. When I approached the two high street banks that I have been dealing with for the last 10 - 15 Years I was offered limited help at rates of between 12% and 20% interest. I found ZOPA via moneysupermarket.com and after a relatively short and simple process I had the full amound requested in my account within a couple of days with repayments at a level I chose with interest at only 3%. My dealings with ZOPA to date have been incredibly good given the hole I found myself in a little while back. Thank you ..... Reviewed on: 3rd June 2017

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