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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67282 reviews)

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4.94

Based on 67,282 reviews, last reviewed 22nd Jan 2026

100050% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Super quick and easy to get a quote for eligibility... Super quick and easy to get a quote for eligibility and the cost of a loan. Very clear information and money received immediately. I particularly like... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67282)

Review of the Zopa, Personal loan:

Quick service and very straightforward

I found application very simple and very quick decision and I'm finding the online services good Reviewed on: 30th June 2017

Very fast and accurate,excellent to borrow money

Very fast and accurate,excellent to borrow money Reviewed on: 19th January 2026

Nothing bad to say...

Nothing bad to say; the rates were good and the service excellent Reviewed on: 19th January 2026

Lots of money

Easy to contact and result quickly resolved Reviewed on: 19th January 2026

Easy and no waste of time process

Easy and no waste of time process Reviewed on: 19th January 2026

The app is very well made and very easy to use.

The app is very well made and very easy to use. Reviewed on: 19th January 2026

I had an excellent experience with Zopa.

I had an excellent experience with Zopa. The loan application process was incredibly smooth and straightforward, and I was impressed by how quickly my application was approved. Everything was handled efficiently, which saved me a lot of time and stress. Reviewed on: 19th January 2026

Very quick decision for a loan request and funds wer...

Very quick decision for a loan request and funds were transferred within 2 hours as advised. Reviewed on: 19th January 2026

Choose Zopa

Quick hassle free service with an immediate decision. Reviewed on: 19th January 2026

Easy to apply money straight in Bank

Easy to apply money straight in Bank Reviewed on: 19th January 2026

Very easy and quick, just what I needed.

Very easy and quick, just what I needed. I didn't want long drawn out processes when I already have a busy life. This just worked for me. Reviewed on: 19th January 2026

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