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Zopa: Personal Loan reviews

4.94
Based on 65,241 reviews, last reviewed 4th May 2025
45% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy to apply. Quick and easy to apply. All information clear. Money paid into account quickly. Reviewed on: 29th April 2025
Franziska E's avatar
Franziska E

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (65241)

Review of the Zopa, Personal Loan:

Very Helpful

5
took a loan out with Zopa earlier this year. Staff excellent and professional. Also polite and very helpful. Excellent rates and excellent phone manners with calls answered quickly even with staff reduction due to Covid matters,. Cannot fault this company, Reviewed on: 24th January 2022

Applied for a loan turned down by other company's z...

5
Applied for a loan turned down by other company's zopa gave me a chance Reviewed on: 26th April 2025

Great service

5
Originally had visa but found services they supplied, great app thumbs up Have opened several different accounts from saving to loans . Definitely continue to bank with Reviewed on: 26th April 2025

Great if you need financial assistance

5
Great if you need financial assistance please don’t do, if you can’t afford payments.. Reviewed on: 26th April 2025

Fast decision and fair rate .

5
Fast decision and fair rate .An automated process which has that personal touch ! Zopa values its customers and is heavily committed to good customer service. I’d highly recommend them .The Zopa app helps you keep track of your finances too! Reviewed on: 26th April 2025

Simple process from start to finish with a great app...

5
Simple process from start to finish with a great app to be able to keep on top of all things.. Reviewed on: 26th April 2025

Wery Wery Wery Wery good !

5
Wery Wery Wery Wery good !!!!!!!!!! Reviewed on: 26th April 2025

Zopa and their excellent service

5
From enquiring to securing a loan Zopa were amazing and very helpful. They didn’t just try to push a product they took time to help me Reviewed on: 26th April 2025

Good rates, helpful people, good range of products a...

5
Good rates, helpful people, good range of products available to choose from and good rates for everyone that make it affordable Reviewed on: 26th April 2025

Really easy to apply

5
Really easy to apply , money in your bank straight away, the app is really easy to navigate Reviewed on: 26th April 2025

Hassle free outstanding service .

5
Fast and simple application. Great experience Reviewed on: 26th April 2025

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