Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

£6k loan

I've had no trouble at all! Fast, accessible, reliable, good rates. Very happy customer :-) Reviewed on: 30th May 2017

Fantastic quick response

Quick response....took 5 mins ...could not believe it ..money in bank almost immediately Reviewed on: 30th May 2017

Quick, easy, fair.

Happy with the service I received. Happy with the APR. Overall happy customer. Reviewed on: 30th May 2017

No Hassle

Easy to apply and once finances were reviewed by telephone conversation with someone from Zopa, the funds were quickly made available. Simple and easy to understand loans dashboard which explains exactly where you are with the loan at any point in time. Reviewed on: 30th May 2017

Very likely

Quick service, great loan company. Will recommend to all my friends. Reviewed on: 30th May 2017

Great deal

I had a really good deal very happy with everything Reviewed on: 30th May 2017

Quick, Efficient, Straightforward and Cheap

I could not rate Zopa high enough. A hassle-free process with a quick decision and very competitive rates. Well done on a great customer experience. Reviewed on: 30th May 2017

Excellent loans!

My Zopa loan was easy to apply for and I received a quick decision. Their rates are competitive, Im very pleased and will definitely use Zopa again in future! Reviewed on: 30th May 2017

Very easy to deal with

Zopa set me up a new personal loan very quickly. The money was in my account quickly too. I would recommend Zopa if asked my opinion. Reviewed on: 30th May 2017

Qiuck and no problem

My loan were set up quick as they say at the website,few clicks and 3 working days later money came to my account.Im very pleased... Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loans
from Moneyboat.co.uk 4.88 from 556 reviews
Loans
from TM Advances 1.00 from 1 reviews
Personal Loans
from ASDA Money 5.00 from 24 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub