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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Rating for the draw

Needed cash in a hurry and came up trumps here with very affordable payments back Reviewed on: 19th December 2016

Quick & Simple

Very easy to set up and arrange. Interest rate is clearly shown and process is very straight forward. Used Zopa now for the second time. Will happily use again if I need to and would certainly recommend. Reviewed on: 19th December 2016

Just great

Had a couple of loans from zopa in the past few years, very easy to set up, excellent rates, great customer service and much easier and straightforward to deal with than the banks or any other of the loan providers Reviewed on: 19th December 2016

Great loan !

So simple, helpful and no nonsense, easiest loan I've ever had. Reviewed on: 19th December 2016

Simple lending and borrowing at great rates

An easy application for a loan for a new car. Affordable, quick and with flexible repayment options we are very pleased with the way Zopa works. Reviewed on: 19th December 2016

Great company

I have taken out two seperate loans with Zopa, on both occasions the rates and customer service was unbeatable. Would not hesitate to use them again in the future. Reviewed on: 19th December 2016

Great loan!

Zopa loan was easy to apply for, quick to accept with a good interest rate. Reviewed on: 19th December 2016

Just pure excellence!

Was refused by rate setter who inalready had a loan with and had settled early? Zopa stepped in and process was a whole lot simpler and will get every penny I owe them-will use them again for sure. Reviewed on: 19th December 2016

Quick pleasant and efficient dealings

Zopa was recommended by a friend (unfortunately, I forgot to advise you of this and she missed outon her reward) and my application was approved with a minimum of fuss or delay with no unnecessary details being required. Highly recommended!!! Reviewed on: 19th December 2016

Good loan provider, good customer service

Quick decision and quick access to funds Reviewed on: 19th December 2016

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