Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Outstanding loan provider

From start to finish just amazing and simple to use thank you zopa Reviewed on: 19th December 2016

Best rates and simple to pay off

Would be better to be able to continue to make extra payments as 2 times is not very many. Reviewed on: 19th December 2016

Excellent Rates

Very quick and easy to apply for a loan. The interest rates are exceptional and as advertised which they weren't on several other sites i looked at. Reviewed on: 19th December 2016

Great help when you needed it the most!

Simple, clear and easy! Customer service is great, super fast, flexible and very easy! Reviewed on: 19th December 2016

Wouldn't hesitate to use service again! 5 star!!!

So impressed with the service receieved! Helped us out for a holiday of a lifetime & would always consider again if needed! Thank you xx Reviewed on: 19th December 2016

A very fast loan, experience, good staff, very friendly. Thanks a lot

One of the best I've ever had. Thanks to everyone. Reviewed on: 19th December 2016

Quick and easy setup

At the time of taking the loan they offered a competitive rate and a simple way to take a loan Reviewed on: 19th December 2016

Easy & hassle free!

We've used Zopa twice now, both times have been fantastic, all online & so straight forward. Would recommend to anyone. Fair rates, easy to access & use & fast transaction! Reviewed on: 19th December 2016

Easy Application Process

Applying for a personal loan was very quick and straight forward. I was accepted and have got a great rate. I also have an on-line account where I can track my loan and even make extra payments if I am able to, if not the monthly direct debit comes out of my current account on the same date each month. Reviewed on: 19th December 2016

Fast, thorough, no fuss, friendly.

I applied for my second Zopa loan. The checks were done within a few hours and contracts ready to sign the following day. Thanks to Zopa I have saved a fortune in bank charges and got a great deal on my loan. There are no hidden charges and loans can be repaid without incurring additional interest. Brilliant service, brilliant company. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from NHS Credit Union 4.95 from 363 reviews
Loans
from Voyager Alliance Credit Union 4.89 from 398 reviews
Loans
from Thamesbank Credit Union 4.05 from 15 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub