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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

No hassle great service!

Applied online and had an answer within a day, no hassle. No fees for early repayments and easy access online to my account. Highly recommended! Reviewed on: 19th December 2016

Fantastic digital service!

So easy to use and and a fast decision, received money in days! Reviewed on: 19th December 2016

easy to use

very easy to follow on website and if problem can ring Reviewed on: 19th December 2016

Fast and easy

Very quick application process Reviewed on: 19th December 2016

Quick and easy

Can't complain about anything at all. Very easy and quick and great rates Reviewed on: 19th December 2016

Top service, no hassles

Definitely a no hassle process Reviewed on: 19th December 2016

Recommendation

Easy to apply online, quick answer, the rate quoted was the actual rate given and money in my account on the day it stated. Brilliant service. Reviewed on: 19th December 2016

zopa loan

PAIN FREE EXPERIENCE AND A VERY QUICK DECISION,MONEY IN YOUR BANK WITHIN 3 DAYS,EXCELLENT SERVICE AND HIGHLY RECOMMENDED FROM A CUSTOMER WHO HAS 2 LOANS WITH ZOPA BECAUSE THE LENDING RATE IS EXTREMELY LOW,AND THE CUSTOMER SERVICE IS EXEMPLARY.DON'T HESITATE OR USE ANYONE ELSE AS YOU WONT BE DISAPPOINTED,IT'LL BE THE BEST DECISION YOU'VE EVER MADE. Reviewed on: 19th December 2016

Quality

So easy with a quick response to any questions and well pleased with my loan Reviewed on: 19th December 2016

The best rate the best service and the best way to borrow.

Was so happy to receive the low rate finance on my loan couldn't believe it really I always thought those advertised rates where a myth then a few clicks later and all done with very affordable payments I'm very happy and proud to be a Zopa customer. Reviewed on: 19th December 2016

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