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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64840 reviews)

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4.94

Based on 64,840 reviews, last reviewed 18th Apr 2025

30% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Getting used to Zopa. Getting used to Zopa. Better than when I started Reviewed on: 18th April 2025

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (64840)

Just Great

Great service, easy application and great communication Reviewed on: 19th December 2016

Fast, efficient, easy to use

Zopa had the best short term loan rates and provided a simple and easy to use website to arrange the funds. Funds were received quickly into my bank account. Reviewed on: 19th December 2016

Quick, simple and fast!

Was a quick and simple process, the money came through quickly and i was able to organise realistic repayment options Reviewed on: 19th December 2016

Great service

Good interest rates, quick approval and great customer service Reviewed on: 19th December 2016

Excellent company, fast and hassle free.

Couldn't of been easier. Applied, decision straight away and money deposited when promised. Couldn't of been easier. Reviewed on: 19th December 2016

Hassle free lending

No call centers, no forms to fill in, no running around to the bank at 4pm on a wet Tuesday. Plus the cheapest rate I could find anywhere else. Why go anywhere else? Reviewed on: 19th December 2016

Use Zopa for your loan!

Easy process, quick decision. I'm able to manage my account online and make overpayments. So user friendly Reviewed on: 19th December 2016

The best loan!

Zopa were fast, easy to communicate with and helpful with any queries. They were friendly and warm and id definitely use them again. Not to mention extremely reasonable rates. Very impressed Reviewed on: 19th December 2016

Life Moving Forward with Zopa

Zopa recognised that although I had financial difficulties several years ago I was no longer a risk. High Street banks would not help me whilst other options involved sky high interest rates. Thanks to Zopa I am able to move forward with my life. Reviewed on: 19th December 2016

Gave me a chance when others wouldn't

Excellent customer service and fantastic attitude towards customers Reviewed on: 19th December 2016

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