Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Great loan company

I currently have 2 loans with Zopa & would definitely recommend them. I had a decision within minutes & the money was in my bank in no time. The staff are very helpful also. Reviewed on: 19th December 2016

Great loan rates

Best online rates, better than high street banks. Easy to use online application and quick decision. Reviewed on: 19th December 2016

Quick turnaround and easy to navigate website

The rates were the best on offer and the speed to receive the money I borrowed was excellent. Website really easy to use and straightforward. No hassle borrowing! Reviewed on: 19th December 2016

reliable, fast decision, easy transfers and no surprises.

I took zopa load for home improvement. The decision was instant with no hidden charges and quick transfer to my bank account. Highly recommended!! Reviewed on: 19th December 2016

The BEST Service

Taking out a loan was simple, easy to understand and completed quickly and efficiently. I have now had 2 loans through ZOPA and know that I got a really good competitive deal each time. Heartily recommend them for their service and the product offering. Reviewed on: 19th December 2016

Quick, Easy, Simple and Friendly

Great help form zopa when applying for a loan. Easy step by step help on website and on the phone. Would recommend for sure, rate advertised was the rate i received, no nasty hidden charges. The same for when I replaid early, no hidden charges. Great all round thanks once again Reviewed on: 19th December 2016

Quick, easy and convenient

A quick decision. Hassle free. Easy to set up Direct Debit. Reviewed on: 19th December 2016

Genuinely helpful

Great interest rates, much lower than the banks. East quick and simple what more can you ask of a loan company Reviewed on: 19th December 2016

Easy peezey lemon squeeze

Easiest and safest loan I've ever gotten Reviewed on: 19th December 2016

Easy to arrange, prompt reply and service,

Have had 2 loans now with Zopa, both for cars. Easy to arrange, feel confident with them. Easy to contact them and can chek on the loan any time on their web site. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to peer lending (discontinued)
from QuidCycle (inactive company) 2.00 from 1 reviews
Personal Loan
from Monzo 4.89 from 114 reviews
Personal Loan
from TSB 3.10 from 19 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub