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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

outstanding

fast and straight forward everything was easy to do no hidden catches Reviewed on: 19th December 2016

Where have you been all my life?!

Easily the simplest and quickest loan approval ever with no fuss! Reviewed on: 19th December 2016

big surprise how easy it it is with zopa

Everything very simple, friendly, low interest rate. A+ for me Reviewed on: 19th December 2016

Really easy process

Really easy process of applying for money, you know within a few minutes if you've been accepted or if they need a little more info, then within days the money is in your account. Easy to manage online to move payment dates or make extra payments etc Reviewed on: 19th December 2016

Top service

First class speedy service from zopa Reviewed on: 19th December 2016

Straightforward, affordable loans - easy to set up

Information about loans and interest rates was clear and easy to understand, also very competetive. Setting up the loan was quick and easy, and the money was transferred to my account within a couple of days. Reviewed on: 19th December 2016

Zopa With Ease

Taking out a loan with Zopa was a quick and easy process ,together with low interest rates I am able to make manageable payments avoiding dents in my monthly budget. The whole experience continues to be a one of satisfaction.. Reviewed on: 19th December 2016

Great...

Great people to go for a personal loan..... Reviewed on: 19th December 2016

First class service

Could not have asked for a better service I would thoroughly recommend Reviewed on: 19th December 2016

very helpful and interest rates are fair would recommend zopa

customer care is excellent would recommend taking loan out with zopa Reviewed on: 19th December 2016

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