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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64840 reviews)

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4.94

Based on 64,840 reviews, last reviewed 18th Apr 2025

30% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Getting used to Zopa. Getting used to Zopa. Better than when I started Reviewed on: 18th April 2025

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (64840)

Great friendly service!

Needed a loan to help with a deposit, service was great with no hiccups, repayment cost unbelievably low Reviewed on: 19th December 2016

The most painless, easy to handle/manage quickly offered loan ever!

A few sentences needed and a couple of details (literally) and the loan was accepted. An excellent rate (in fact a better rate than my own bank/mortgage provider) to top it all the cash was with me within a couple of days. Absolutely amazing idea and concept and quite possibly the future of lending! Perfect service . Thanks Reviewed on: 19th December 2016

Christmas rush

On Christmas day last year I was browsing online as I was in need of a new car. I found one that I fell in love with and having had a bad experience with finance before I didn't want to have to go down finance again. After some quick searching and reviews I discovered Zopa, who offered the best interest rate for what I wanted. I applied and had the money within five days ready to pick up the car. Can't fault the company enough with how quick they are and can only imagine they're even quicker outside of the Christmas period! Haven't had any issues and I can pay off extra whenever I like. Reviewed on: 19th December 2016

Great company, easy to use

Great rates, easy to apply and manage loan Reviewed on: 19th December 2016

Would recommend

Good service online and in phone would recommend to others Reviewed on: 19th December 2016

Brilliant service.

Just brilliant. Brilliant service, simple, painless and quick. Reviewed on: 19th December 2016

Great service

Very quick, great interest rate. Would use again. Reviewed on: 19th December 2016

Quick, easy and clear

I took out a small loan for a new car and found the website very easy to navigate, I applied and got approved within minutes. I had the loan amount in my account just 3 days later, all very easy and hassle free. Would recommend Zopa to anyone. Reviewed on: 19th December 2016

Simple, quick and very competitive

I have now used Zopa for borrowing on multiple occasions. The competitive rates combined with simple flexiable payments (over-payments) just makes for the perfect borrowing package Reviewed on: 19th December 2016

Brilliant

Taking out a Xopa Loan is simple, easy to understand and reliable. Reviewed on: 19th December 2016

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