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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Quick and easy loans with excellent rates

The loans are quick and easy to take out, the rates are excellent and I particularly like that I can overpay to reduce the loan repayments Reviewed on: 19th December 2016

The easiest, quickest way to a low interest loan with no hassle

The easiest, quickest way to a low interest loan with no hassle. So simple and easy, reccomended to me from a family member and I too would recommend to anyone looking for a loan with no fuss! Reviewed on: 19th December 2016

Straight forward. Fast. Fair.

Great. Couldn't have been easier. Friendly helpful and extremely competitive rates. You would be crazy to go anywhere else! Reviewed on: 19th December 2016

Helpful, Reliable & Great Value

Took out a loan with Zopa earlier this year. Was a bit daunted by Peer to Peer lending but I should not have worried. Very professional and feel fully in control of my loan. Money drawn down within 48hrs and can repay early any time. Perfect! Reviewed on: 19th December 2016

So simple

Quick and easy with no fuss. Lowest interest rates by far. Highly recommended. Reviewed on: 19th December 2016

Loantastic

So easy, so quick and best interest rates ... Reviewed on: 19th December 2016

With poor credit you were there to help me out. Thanks much

I needed a loan to help with my Mum's travel expenses and medical bills. I got turned down by other lenders because my credit was poor, I couldn't afford the amount of interest I had to pay back. I then tried Zopa, they sort me out with an affordable loan now Mum and I are happy. Thanks again Zopa Reviewed on: 19th December 2016

Great service flexible systems and the best interest rates around

So easy to get a loan you should only ever get one is you know you can pay it back. at these rates pretty much every one can so if you want it go get it you can't do better than zopa for price ans customer service Reviewed on: 19th December 2016

Quick, easy and stress free.

Very quick and simple, no fuss. Money in my account within the time specified Reviewed on: 19th December 2016

Very affordable thanks to the low interest rates

Zopa loan was exactly what I was looking for. Got me out of paying £30 a month for an overdraft without actually paying it off. It meant paying a little more each month but at the same time getting me debt free. Would recommend to anyone in the same situation. Reviewed on: 19th December 2016

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