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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Quick, thorough, responsible lending

I had previously approached other lenders and had found the process stressful. I was recommended Zopa by a friend and I'm so glad I did - the process was quick and I was provided with all of the information I needed to feel like I was making an informed decision. Thanks! Reviewed on: 19th December 2016

Very helpful

The whole experience was fast and efficient Reviewed on: 19th December 2016

So easy

On my second loan now with zopa,great experience so far,excellent rates,ease of setting up loan and all sorted in a couple of days,A+++++++ Reviewed on: 19th December 2016

Can getting and managing a loan be any easier?

After being a bank loan customer for years when I've needed a new car or something special, I decided to give zopa a try. Applied and a few hours later it was complete, I can manage payments online, completely. I'm amazed how good the service is, and how easy the process was. There truly is NO COMPARISON to using Zopa and a bank, it'll be my 1st choice should I need another loan. Reviewed on: 19th December 2016

Brilliant

Very helpful and quick and easy. Reviewed on: 19th December 2016

Simple quick and cheap!

Great rates and a fantastic turnaround! Reviewed on: 19th December 2016

Best way to borrow

Hastle free From start to finnish great comunications from very polite staff i have nothing bad to say about any thing in the process it was quick and simple to arrange my loan online and the money was in the bank when they said it would be Reviewed on: 19th December 2016

trustworthy

Low interest ever ! I recommend Reviewed on: 19th December 2016

Excellent rates. Speedy service No complaints whatsoever

I was delighted with the loan I obtained from Zopa, the rates were fantastic best on the market and the decision was almost instant. I cannot fault Zopa in any way Reviewed on: 19th December 2016

Fast, great service! Would definitely recommend!

Got an answer very quickly! And money even quicker. Very user friendly website and very easy to deal with. Reviewed on: 19th December 2016

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