Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Helpful loans

Zopa were there when we needed them the most. Interest rate and overall quick and easy service was impeckable. Already recomended them to friends because we were pleased with there loan services Reviewed on: 19th December 2016

Reliable loan at a sensible price

I transferred a loan to Zopa from another regular high street lender, the process was easy and quick and by retaining the old monthly payments, the resulting new interest rate knocked over 2 years off the repayment period! I wish I had done it a year earlier!! Reviewed on: 19th December 2016

Easy and high speed.

I have used Zopa twice now and both occasions Have been so simple and speedy. I cannot recommend Zopa enough. P.Reid-Holgate. Reviewed on: 19th December 2016

Easy fast loans

Really easy no fuss way to get a loan. Money in bank within couple of days. Amazing Reviewed on: 19th December 2016

Simple process,great loan rate

I found the entire process in obtaining and finalising my personal loan so simple and exceptional in completing the transaction Reviewed on: 19th December 2016

Excellent Rates, excellent service !!

Very easy process throughout the entire application. Reviewed on: 19th December 2016

Simple and easy like my women

Was as simple as 123 to got the loan few clicks and wam bam thank you mam had the cash easy to set up not like a cheap Chinese tv so would rate top marks good on you:) thanks Reviewed on: 19th December 2016

Better than high street banks

The whole of Zopa is brilliant there has been times where I couldn't get any money from anywhere and when I found Zopa on the internet and started my application off I just couldn't believe that they would let me get a loan with my credit background. Reviewed on: 19th December 2016

Fantastic service

Quick and easy, no hassle, glad I chose zopa. Would definitely recommend Reviewed on: 19th December 2016

The perfect loan provider

I was in need of some finacial help. Zopa provided a loan to me. This meant i could consolidate my debt into one affordable payment. Was quick, easy and hassle free. Perfect Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Barclays 3.94 from 105 reviews
Personal Loan
from Fair Finance 3.15 from 9 reviews
Short-term loan
from Sunny 4.90 from 6022 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub