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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Great service

I had to loan and It's was cheaper than in my bank. Reviewed on: 19th December 2016

Fantastic loan company

Zopa is a very good loan company. Their interest rates are fantastic. I would recommend this company in friends and family. Reviewed on: 19th December 2016

Excellent service

Easy to obtain. Good people to work with. Great service Reviewed on: 19th December 2016

Easy loan

Very easy and straightforward to deal with. Amalgamate your loans easily Reviewed on: 19th December 2016

Brilliant and easy to do with no upselling

So easy to use it's ridiculous. Check how much loan you have left, make extra payments, top up your loan. All that without someone trying to make you take it to earn commission. Will 100% borrow from zopa again Reviewed on: 19th December 2016

Stress Free Loan Experience!

I needed a loan over a period of years. Zopa made it possible at an interest rate I could afford! Good communications, easy application! Reviewed on: 19th December 2016

Friendly, quick and easy!

Applying for a loan with Zopa is really quick and easy. I wouldn't hesitate to recommend Zopa to anyone looking for a loan. Everything is easy to understand and the whole process is simple and quick. Reviewed on: 19th December 2016

Easy and quick, rates are excellent

Have had a few zips loans now the website is easy to use. The loans offer great value and the repayments are manageable and the intrest rates are very good. Have recommended to friends Reviewed on: 19th December 2016

zopa are quick at making decisions and are reliable.

I have used zopa loans twice and been very impressed with how easy they make the application process. Reviewed on: 19th December 2016

Great rates, great service

Zopa offered me a great rate, in a loan period that suited me. The information provided was clear and concise. The money was in my account almost immediately. All in all a very slick and trustworthy company Reviewed on: 19th December 2016

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