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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Nice quick and simple loan

Zopa were really quick in making a decision on my loan and kept me informed the whole way through. Really professional and simple service. Reviewed on: 19th December 2016

Why borrow from outdated broken banks when you can safely borrow for your peers

Having just bought a house I needed a small home improvement loan. Being an existing Zopa customer I was offered an amazing rate and the application was dealt with in a matter of minutes and the cash was in my account in a couple of days. I couldn't recommend Zopa highly enough, they are the modern way of borrowing and lending. You don't end up with that bitter taste that comes from knowing you are feeding the fat cats who's irresponsible actions nearly broke us all. Reviewed on: 19th December 2016

Zopa

Grate company. Did recommend to a friend. Reviewed on: 19th December 2016

Perfectly digital.

Recommend by a comparison site. I was looking for a low interest loan for a new car. Zopa was 1st on the list. I applied and got it. I was over the moon, so simple, and informed of progress every step of the way. Perfectly digital. Reviewed on: 19th December 2016

Could Not Be Easier

Provided that one has a good credit history, there is unlikely to be a better place to go for a loan in terms of overall service, interest rate and speed of processing. Reviewed on: 19th December 2016

simple, easy to use and setup and competitive rates!

simple, easy to use and setup and competitive rates! Reviewed on: 19th December 2016

Simple and cheap

I was approved with ease and found the rates favourable to others. Reviewed on: 19th December 2016

Really good

It was a really quick and very simple process. Reviewed on: 19th December 2016

Great loans for everybody

My loan,taken to purchase a used motorbike.It was dealt with in a sensible and prompt manner,at a competitive rate,and I would not hesitate in using this service again Reviewed on: 19th December 2016

First class service

First class, hassle free experience. Reviewed on: 19th December 2016

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