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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
44% decrease in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

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Zopa Personal loan reviews (65247)

Why borrow from outdated broken banks when you can safely borrow for your peers

5
Having just bought a house I needed a small home improvement loan. Being an existing Zopa customer I was offered an amazing rate and the application was dealt with in a matter of minutes and the cash was in my account in a couple of days. I couldn't recommend Zopa highly enough, they are the modern way of borrowing and lending. You don't end up with that bitter taste that comes from knowing you are feeding the fat cats who's irresponsible actions nearly broke us all. Reviewed on: 19th December 2016

Zopa

5
Grate company. Did recommend to a friend. Reviewed on: 19th December 2016

Perfectly digital.

5
Recommend by a comparison site. I was looking for a low interest loan for a new car. Zopa was 1st on the list. I applied and got it. I was over the moon, so simple, and informed of progress every step of the way. Perfectly digital. Reviewed on: 19th December 2016

Could Not Be Easier

5
Provided that one has a good credit history, there is unlikely to be a better place to go for a loan in terms of overall service, interest rate and speed of processing. Reviewed on: 19th December 2016

simple, easy to use and setup and competitive rates!

5
simple, easy to use and setup and competitive rates! Reviewed on: 19th December 2016

Simple and cheap

5
I was approved with ease and found the rates favourable to others. Reviewed on: 19th December 2016

Really good

5
It was a really quick and very simple process. Reviewed on: 19th December 2016

Great loans for everybody

4
My loan,taken to purchase a used motorbike.It was dealt with in a sensible and prompt manner,at a competitive rate,and I would not hesitate in using this service again Reviewed on: 19th December 2016

First class service

5
First class, hassle free experience. Reviewed on: 19th December 2016

good service

5
Brilliant service and a good interest rates Reviewed on: 19th December 2016

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