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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

67% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Never had any problems quick approval

Quick lone was a slight delay getting money into account but very smooth services. Reviewed on: 19th December 2016

Excellent service

Fast, excellent service. Also online service was easy to use. Reviewed on: 19th December 2016

Top company top service top for easy

So quick and easy to use. Service was fantastic and applying took no time at all. Reviewed on: 19th December 2016

All you need

Cant really say more than it was very easy and the money was there in perfect time. Reviewed on: 19th December 2016

Awesome company! Great customer service!

I have used Zopa loans a number of times to help finance purchases from laser eye surgery to a car, they are always fantastic! Will use again 100% Reviewed on: 19th December 2016

Quick, kind an efficient service

Very supportive and fast service, easy to understand. Would recommend it to others as well. Reviewed on: 19th December 2016

Excellent easy to use loan company - happy to use again when needed

Excellent service - happy to use again when I need a low loan amount (or high if needes)!! Reviewed on: 19th December 2016

A very easy stress free application, helped me out when I needed it most, great interest rates and affordable monthly repayments.

Money quickly and when I needed it most!!!! Reviewed on: 19th December 2016

Best lender ever. Always lowerest intrest

I had 3 loans from Zopa and next one gonna be from Zopa as well. Reviewed on: 19th December 2016

Great loan

Everything has been too class and easy. Reviewed on: 19th December 2016

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