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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Excellent service

5
Fast, excellent service. Also online service was easy to use. Reviewed on: 19th December 2016

Top company top service top for easy

5
So quick and easy to use. Service was fantastic and applying took no time at all. Reviewed on: 19th December 2016

All you need

5
Cant really say more than it was very easy and the money was there in perfect time. Reviewed on: 19th December 2016

Awesome company! Great customer service!

5
I have used Zopa loans a number of times to help finance purchases from laser eye surgery to a car, they are always fantastic! Will use again 100% Reviewed on: 19th December 2016

Quick, kind an efficient service

5
Very supportive and fast service, easy to understand. Would recommend it to others as well. Reviewed on: 19th December 2016

Excellent easy to use loan company - happy to use again when needed

5
Excellent service - happy to use again when I need a low loan amount (or high if needes)!! Reviewed on: 19th December 2016

A very easy stress free application, helped me out when I needed it most, great interest rates and affordable monthly repayments.

5
Money quickly and when I needed it most!!!! Reviewed on: 19th December 2016

Best lender ever. Always lowerest intrest

5
I had 3 loans from Zopa and next one gonna be from Zopa as well. Reviewed on: 19th December 2016

Great loan

5
Everything has been too class and easy. Reviewed on: 19th December 2016

Excellent company to deal with

5
Easy and fast to use. Get an answer and your money quickly Reviewed on: 19th December 2016

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