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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Great

Brilliant for a loan, really helpful and always understanding Reviewed on: 19th December 2016

Loan - Simply brilliant!

Excellent service. Had an answer to a loan within minutes and the money was made available to me straight away. Highly impressed and would recommend to anyone one. Simply fantastic. Reviewed on: 19th December 2016

Easy and honest

I've had 2 loans from zopa and from the application to the money in my bank seemed like no time at all. They make me feel like I'm in control of the loan Reviewed on: 19th December 2016

Fast and easy to apply

Extremely fast transaction, had the funds transferred within three working days - for additional fee you can have next day transfer. Very competitive APR. Reviewed on: 19th December 2016

Top class.

Great help, reasonable offers with people with bad or no credit. Reviewed on: 19th December 2016

Needed and delivered

Perhaps not the cheapest but easy to manage and what was needed! Reviewed on: 19th December 2016

Needed cash. Got cash.

Brap brap gives you cash woop woop Reviewed on: 19th December 2016

Fantastic

Great service and quick result would def use again and recommend Reviewed on: 19th December 2016

Very Easy to deal with

I would recommend ZOPA. I have had 2 loans with them and never had any problems Reviewed on: 19th December 2016

Zoopla is best for a great overall experience with great customer support

Very good and with little hassle from start to finish Reviewed on: 19th December 2016

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