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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Excellent all round

Excellent, fast, simple. Couldn't be better. Reviewed on: 19th December 2016

Fast and Friendly

Unlike other lenders, the process was quick and easy to understand. Got a fast answer and all commi=unication was quick, clear and polite. The high street banks could learn a lot from these guys! Reviewed on: 19th December 2016

Most pleasent and easiest company to deal with in financing and loans.

From the start until the end, the process was swift, pleasent and enjoyable. Payment was straight away as soon as acception for the loan. You had full control to see what you were paying and to who, and if there were any problems, the friendly staff were always there to give you a helping hand. I would recommend them to anyone who was looking at financing/loan options. Reviewed on: 19th December 2016

Easy

Very easy to use, fast response. Website is well laid out and easy to understand. Reviewed on: 19th December 2016

Excellent rates and quick application

Found to be extremely competitive with rates for loans. Would recommend Reviewed on: 19th December 2016

Interest rates

I had first time the loan interest was 4,5 % it was very good! After that I have moore that 20%.. I paid corretly every month.. Reviewed on: 19th December 2016

Quick and great service

Quick easy process. Money there quickly. Will use and recommend. Reviewed on: 19th December 2016

Trevor's review

Very quick decision, no fuss, no waiting, hassle free ... Reviewed on: 19th December 2016

Fantastic company

Very fast response and great customer service. This company has helped me and my family out greatly. Would recommend to anyone Reviewed on: 19th December 2016

Never had any problems quick approval

Quick lone was a slight delay getting money into account but very smooth services. Reviewed on: 19th December 2016

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