Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67275 reviews)

View other Zopa products

4.94

Based on 67,275 reviews, last reviewed 22nd Jan 2026

99700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easily the most efficient, informative , and simples... Easily the most efficient, informative , and simplest process I have ever used to obtain a loan. Reviewed on: 22nd January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (67275)

Easy to use highly professional friendly team

Zopa was straight forward to use, no complicated paperwork. Money was paid when promised. Very professional from start to finish.. can't wait to use zopa again in the future. Reviewed on: 19th December 2016

Best by far

Fantastic service and so easy to use. I would definitely recommend and use them again Reviewed on: 19th December 2016

100% recommended

Talked to a real life person who had a sensible head on, reviewed the use and options and the best conclusion was reached between us A lot of banks could learn from these people and if they don't....well then I guess Zopa will eventually be the number 1 platform for lending Reviewed on: 19th December 2016

quick, easy and great interest rates.

Very easy process to follow online. Fast decision on acceptance and a hassle free transaction into my bank. Very good interest rates, better than any competitor at the time. I would reccommend anyone looking for a personal loan to use Zopa! Reviewed on: 19th December 2016

Quick and helpful

Zopa where so helpful when I applied for my loan and the funds where transfered in a few days which was quick and convenient. I would recommend to friends and family. Reviewed on: 19th December 2016

Quick, easy, and affordable

I needed a loan to purchase a car so shopped around the market to find the best provider. I chose Zopa as they take into account your personal situation rather than just a credit rating. They forwarded me the money within a few day's to a term I chose. I'm more than happy with my Zopa loan and would recommend one to anybody needing a loan. Reviewed on: 19th December 2016

Amazing, light in the dark of other banks

Zopa behave like all lenders should, reasonably and with consideration Reviewed on: 19th December 2016

Easiest loan ever

Great that I can overpay whenever I wish at no cost. Great company with low rates Reviewed on: 19th December 2016

Hassle free

Easy, quick and courteous, that's the Zopa experience I have taken out three loans with this company, all of which were painless in application and swift in delivery. Interest rates are good, you can pay more in when you wish to and there is no penalty for early settlement. It's a no brainer really. Reviewed on: 19th December 2016

Excellent

Brilliant and very fast alround Highly recommended Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Mr Lender 4.86 from 8304 reviews
Personal loan (discontinued)
from 1st Stop (inactive company) 2.80 from 2 reviews
Personal loans
from Hastings Direct 4.42 from 119 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2360 reviews
Cash ISA
from Zopa 4.95 from 1450 reviews
Smart Saver
from Zopa 4.94 from 7481 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub