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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 67,275 reviews, last reviewed 22nd Jan 2026
99700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Easily the most efficient, informative , and simples... Easily the most efficient, informative , and simplest process I have ever used to obtain a loan. Reviewed on: 22nd January 2026
Makak's avatar
Makak

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67275)

No problems at all

5
I've had no problems with zopa. No problems changing direct debit date etc Reviewed on: 19th December 2016
daisy walsh's avatar
daisy walsh

The absolute best

5
I have used finance quite heavily over the past 30 years. I have seen all companies getting better at customer service but ZOPA top the lot. It was the easiest, smoothest and safest transaction I have ever done. Reviewed on: 19th December 2016
Julia Lawrence's avatar
Julia Lawrence

Good loan company

5
Very easy to arrange a loan with this company Reviewed on: 19th December 2016
allan madden's avatar
allan madden

Very easy to set up and stress free

5
Set up loan on line with a couple of emails to send my details. Very easy and efficient service. Would highly recommend zopa. Reviewed on: 19th December 2016
Debbie Mullady's avatar
Debbie Mullady

Great service

5
Wonderful service . Speedy process and amazing rate. Reviewed on: 19th December 2016
Billy nguedong 's avatar
Billy nguedong

Brilliant with the best APR, had checked all of the recommended sites and went for Zopa. Would do business with them again.

5
Out of 15 sites on Money supermarket.com Zopa was the best in terms of Getting Approval Lower annual APR Lower Amount payback on the total loan. Absolutely brilliant service. Reviewed on: 19th December 2016
Sanjay Washington's avatar
Sanjay Washington

Zopa makes it easy to take out a loan and the customer service is excellent thank you

5
Easy to fill out application, approved very quickly money in account very fast. Well done zopa Reviewed on: 19th December 2016
Christopher Gibson 's avatar
Christopher Gibson

They are brill

5
They are very simple to deal with and fast Reviewed on: 19th December 2016
Jodie fraser's avatar
Jodie fraser

Simplicity

5
A simple, straightforward and quick process to have the loan agreed and paid into my bank... Reviewed on: 19th December 2016
Sean Duff's avatar
Sean Duff

Great service

5
Took a loan out with no hassle at all ,had been refused by other companies Application was easy and very quick ,would definitely recommend zooa Reviewed on: 19th December 2016
Cameron Marshall's avatar
Cameron Marshall

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