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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Simply the best and easiest loans

So easy to apply, money was paid very quickly, everything was clear and simple, the app is fantastic, not just for the loan I have but for all other products too. Reviewed on: 9th January 2024

I've had two loans with zopa and will use them again.

I've had two loans with zopa and will use them again. The app is fantastic and now looking to use them for savings account. The insights section is also great. Reviewed on: 9th January 2024

Great communication, money sent promptly

Great communication, money sent promptly Reviewed on: 9th January 2024

Never had any problems with zopa

Never had any problems with zopa Reviewed on: 9th January 2024

The application process was smooth and easy.

The application process was smooth and easy. Their response was in good time Reviewed on: 9th January 2024

No-one better

Easy to deal with, everything sorted straight away and mobile app grew at to use. Reviewed on: 9th January 2024

Fantastic service

Fantastic service that was given to myself Reviewed on: 9th January 2024

Borrowed from Zopa a few times and zero problems

Borrowed from Zopa a few times and zero problems, the app is really great Reviewed on: 9th January 2024

A very helpful company, worth recommending

Everything it’s easy and clear,I recommend, quick acceptance, quick transfer to the account, Reviewed on: 9th January 2024

Easy to apply for and arrives in your bank account i...

Easy to apply for and arrives in your bank account in a few hours Reviewed on: 9th January 2024

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