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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

The application process was smooth and easy.

The application process was smooth and easy. Their response was in good time Reviewed on: 9th January 2024

No-one better

Easy to deal with, everything sorted straight away and mobile app grew at to use. Reviewed on: 9th January 2024

Fantastic service

Fantastic service that was given to myself Reviewed on: 9th January 2024

Borrowed from Zopa a few times and zero problems

Borrowed from Zopa a few times and zero problems, the app is really great Reviewed on: 9th January 2024

A very helpful company, worth recommending

Everything it’s easy and clear,I recommend, quick acceptance, quick transfer to the account, Reviewed on: 9th January 2024

Easy to apply for and arrives in your bank account i...

Easy to apply for and arrives in your bank account in a few hours Reviewed on: 9th January 2024

Loans and Credit Cards

Loan was easy to apply for and everything done on line Reviewed on: 9th January 2024

great deal, all smooth and nothing to complain about

great deal, all smooth and nothing to complain about Reviewed on: 9th January 2024

Fantastic service and such a godsend when needed

I needed a loan to consolidate some of my debts. I applied and within 5 minutes the money was in my account. Absolutely unbelievable. Fabulous stress free service. Would recommend to anyone. Thank you zopa Reviewed on: 9th January 2024

Zopa are fantastic.

Zopa are fantastic. No fuss no long phone calls to get your life story. Had a loan whcih i paid off wuth another loan and all sorted within 24hrs... amazing thankyou Zopa Reviewed on: 9th January 2024

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