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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Best company I have dealt with for personal loans.

I have several personal loans with Zopa and have found the process of applying and receiving decisions/monies very quick and transparent. The company keeps me up to date with payment history, etc., and is generally very professional across the board. Reviewed on: 9th January 2024

Zopa was listed top on my loan search, application w...

Zopa was listed top on my loan search, application was quick and simple. Positive response was prompt and funds transferred efficiently. Reviewed on: 9th January 2024

Easy application, quick decision, fast fund transfer

I found the application process simple and straightforward. I received a quick decision and had the loan funds in my account almost immediately, Reviewed on: 9th January 2024

Easy application quick response.

Easy application quick response.very good from start yo ginush Reviewed on: 9th January 2024

I’ve never Tracey.loanhad a problem with Zopa.

I’ve never had a problem with Zopa. the form was easy to fill out and had a descision within hours. Reviewed on: 9th January 2024

Excellent value and a very quick decision

Zopa offers excellent value, an extremely quick decision and the funds are available almost immediately. The website is simple to use and the app keeps you up so date. What’s not to like? Reviewed on: 9th January 2024

Seamless service from the start.

Seamless service from the start. Application process very simple & user friendly Reviewed on: 9th January 2024

Great responsive and professional great loan company

Great responsive and professional Reviewed on: 9th January 2024

Money in minutes!

I applied and received the money in my bank all within 10 minutes. The app is user friendly and the whole process was really quick and simple would recommend to anyone! Reviewed on: 9th January 2024

Excellent

Easy application, Hassle free, quick money transfer, good communication (email) no hard credit checks, easy sign up on website Reviewed on: 9th January 2024

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