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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Simple and easy to complete process

The process was very simple and easy to complete, the response was really quick Reviewed on: 9th January 2024

My loan from zopa

Faultless gt money in10 minutes and was so easy Reviewed on: 9th January 2024

Transactions are always fast, easy and, efficient an...

Transactions are always fast, easy and, efficient and their team members are 100% Customer focussed. Reviewed on: 9th January 2024

Always been there when I've needed them

I have used Zopa for many years now for loans to purchase cars or pay for home improvements and they have always been there for me! Reviewed on: 9th January 2024

easy to sort, no hassle and user friendly

It was relatively easy to sort, no hassle, user friendly experience Reviewed on: 9th January 2024

Excellent.

Excellent. I applied, provided what was needed and within an hour I received my approval and money in my account a short time later. Reviewed on: 9th January 2024

No Fuss application .

No Fuss application and quick decision. Very fast funds transfer and a competitive interest rate. Highly recommend Zopa. Reviewed on: 9th January 2024

Great service online.

Great service online. Hassle free. Woudk recommend Reviewed on: 9th January 2024

Life saver

Saved my life when I was drowning in repayments, the monthly deduction that I have to pay monthly is bearable and there’s enough left over for other bills Reviewed on: 9th January 2024

a very easy company to deal with and transac...

Zopa is a very easy company to deal with and transactions are swift and easy to understand. Applications are easy and responses are very prompt in their decision making thank you zopa Reviewed on: 9th January 2024

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