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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
44% decrease in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Brilliant

5
Loan from them over 5years and it’s been great easy no hassle service. Reviewed on: 9th January 2024

Love the app, easy to use and getting loan was a nic...

5
Love the app, easy to use and getting loan was a nice experience as not stressful. It was straightforward Reviewed on: 9th January 2024

Easy access , making changes online

5
Easy access , making changes online Reviewed on: 9th January 2024

All went very smoothly and without issues.

5
All went very smoothly and without issues. The online account is more than good, I use the mobile app as well which is very convenient Reviewed on: 9th January 2024

For loan zopa is the best helpful staff easy to give...

5
For loan zopa is the best helpful staff easy to give back monthly payments when I have hard time zopa help me a lot thanks zopa Reviewed on: 9th January 2024

Very easy process to apply personal loan and decisio...

5
Very easy process to apply personal loan and decision made in few hours and really felt comfortable. Reviewed on: 9th January 2024

One happy customer

5
Very happy with process, very simple and very quick Reviewed on: 9th January 2024

Loan application easy and quick response

5
Loan application easy and quick response Reviewed on: 9th January 2024

Zopa rocks

5
The best company for loans OK Si podemos intentarlo para Semana Santa, sería increíble ya que toda la familia saldrá. X Reviewed on: 9th January 2024

Easy - says it all !

5
Easy to arrange online , money was in my account in no time , it couohave been an easier Reviewed on: 9th January 2024

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