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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Loans and Credit Cards

Loan was easy to apply for and everything done on line Reviewed on: 9th January 2024

great deal, all smooth and nothing to complain about

great deal, all smooth and nothing to complain about Reviewed on: 9th January 2024

Fantastic service and such a godsend when needed

I needed a loan to consolidate some of my debts. I applied and within 5 minutes the money was in my account. Absolutely unbelievable. Fabulous stress free service. Would recommend to anyone. Thank you zopa Reviewed on: 9th January 2024

Zopa are fantastic.

Zopa are fantastic. No fuss no long phone calls to get your life story. Had a loan whcih i paid off wuth another loan and all sorted within 24hrs... amazing thankyou Zopa Reviewed on: 9th January 2024

Brilliant

Loan from them over 5years and it’s been great easy no hassle service. Reviewed on: 9th January 2024

Love the app, easy to use and getting loan was a nic...

Love the app, easy to use and getting loan was a nice experience as not stressful. It was straightforward Reviewed on: 9th January 2024

Easy access , making changes online

Easy access , making changes online Reviewed on: 9th January 2024

All went very smoothly and without issues.

All went very smoothly and without issues. The online account is more than good, I use the mobile app as well which is very convenient Reviewed on: 9th January 2024

For loan zopa is the best helpful staff easy to give...

For loan zopa is the best helpful staff easy to give back monthly payments when I have hard time zopa help me a lot thanks zopa Reviewed on: 9th January 2024

Very easy process to apply personal loan and decisio...

Very easy process to apply personal loan and decision made in few hours and really felt comfortable. Reviewed on: 9th January 2024

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