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Zopa: Personal loan reviews

4.94
Based on 65,249 reviews, last reviewed 16th Oct 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025
Makatleho P's avatar
Makatleho P

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

One happy customer

5
Very happy with process, very simple and very quick Reviewed on: 9th January 2024

Loan application easy and quick response

5
Loan application easy and quick response Reviewed on: 9th January 2024

Zopa rocks

5
The best company for loans OK Si podemos intentarlo para Semana Santa, sería increíble ya que toda la familia saldrá. X Reviewed on: 9th January 2024

Easy - says it all !

5
Easy to arrange online , money was in my account in no time , it couohave been an easier Reviewed on: 9th January 2024

Excellent

5
Quick and simple, was very helpful Reviewed on: 9th January 2024

Easy to use website, all questions answered.

5
Easy to use website, all questions answered. Money transferred straight away Reviewed on: 9th January 2024

User friendly

5
Good products and utilities - e.g borrowing power; in-app management of loan. Ability to make catch up payments easily. Reviewed on: 9th January 2024

Zopa simple review

4
Quick application, user friendly. Reviewed on: 9th January 2024

Easy, simple and clear process of getting loan

5
Easy, simple and clear process of getting loan Reviewed on: 9th January 2024

Clear, transparent and efficient.

5
Clear, transparent and efficient. Would use them again . Very competitive rates Reviewed on: 9th January 2024

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