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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67239 reviews)

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4.94

Based on 67,239 reviews, last reviewed 19th Jan 2026

65300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

quick service - loan arrived quickly quick service - loan arrived quickly Reviewed on: 19th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67239)

Review of the Zopa, Personal loan:

Great company

Quick drawdown, online experience, no fuss Reviewed on: 7th April 2021

Fantastic Company

Great company to deal with - efficient and transparent. Reviewed on: 18th January 2026

Zopa loan.

Easy to apply for loan,good money value for short or long term. Reviewed on: 18th January 2026

A very quick and easy process offered at a great rat...

A very quick and easy process offered at a great rate, with easy to understand instructions Reviewed on: 18th January 2026

Excellent company!!

The Zopa app is excellent, very informative and keeps you upto date with all their products and also any further loan options available. Reviewed on: 18th January 2026

Flawless expierence from start to finish , excellent...

Flawless expierence from start to finish , excellent expierence . I will definetly use Zopa again in the future. Reviewed on: 18th January 2026

Simple transaction.

Getting my loan accepted and paid was a simple affair. A rare thing indeed these days. Reviewed on: 18th January 2026

Great bank for personal loan.

Great bank for personal loan. Helpful and great customer service. They have a great app for login accounts Reviewed on: 18th January 2026

No hassles and easy to deal business.

No hassles and easy to deal business. Reviewed on: 18th January 2026

A good place to help you

I have been notified constantly. Easy to apply for and make payments too. I would certainly use Zopa again. It has not made me feel ashamed at having to apply for a loan and consider it just a normal thing to do. Reviewed on: 18th January 2026

The Zopa website was easy to navigate and use the pr...

The Zopa website was easy to navigate and use the process was very quick and professional, the requirements of the company shows they have an excellent informative and caring policy regarding ethics and the suitability of an individual's loan needs and affordability. Due care and attention was present all the way through the online application process. Reviewed on: 18th January 2026

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