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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67282 reviews)

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4.94

Based on 67,282 reviews, last reviewed 22nd Jan 2026

100050% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Super quick and easy to get a quote for eligibility... Super quick and easy to get a quote for eligibility and the cost of a loan. Very clear information and money received immediately. I particularly like... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67282)

Review of the Zopa, Personal loan:

Better than any bank

With my bank (customer for 5+ years, average credit score, and no arrears at any time) I was refused to apply for loan (declined at initial/checking step). Applying with Zopa was quick, smooth and successful. Just to add, as a totally new client to Zopa, I got 10% lower interest than those proposed by my bank. Reviewed on: 29th March 2022

Easy access and good website navigation

Easy access and good website navigation Reviewed on: 19th January 2026

Everything from applying for to getting the loan was...

Everything from applying for to getting the loan was very easy Reviewed on: 19th January 2026

Very quick, fair, easy to use, quick to pay out and...

Very quick, fair, easy to use, quick to pay out and easy to settle, also great incentives like money back for a loan taken out within 60 days of settling one. Reviewed on: 19th January 2026

Zopa gave me an immediate decision and enabled me to...

Zopa gave me an immediate decision and enabled me to buy the car I wanted. Thank you Reviewed on: 18th January 2026

zopa loan

got my loan with a great rate no hassle ,quick and easy transfer Reviewed on: 18th January 2026

Excellent company,

No faults with zoopa atall, fast friendly service Reviewed on: 18th January 2026

Easy to apply and service very fast.

Easy to apply and service very fast.. loan sorted in days . Very friendly phone staff. Reviewed on: 18th January 2026

Zopa loans quick and easy

I needed a loan for several things and Zopa provided me with a viable solution. It was a quick and easy process. Reviewed on: 18th January 2026

Very happy

Very easy and quick responses. Was very happy with the process Reviewed on: 18th January 2026

Got my loan with a straight forward application real...

Got my loan with a straight forward application really quick and love the use of the app so I know exactly where I am with payments and balance Reviewed on: 18th January 2026

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