Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67225 reviews)

View other Zopa products

4.94

Based on 67,225 reviews, last reviewed 19th Jan 2026

64833% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply money straight in Bank Easy to apply money straight in Bank Reviewed on: 19th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67225)

Review of the Zopa, Personal loan:

Very patent staff.

Very patent staff. My query was handled well. Reviewed on: 28th February 2025

A good service - great service - easy to access...

A good service - great service - easy to access Reviewed on: 18th January 2026

GREAT COMPANY TO DEAL WITH

Application processed quickly and efficiently. There was no agonising wait for a decision and the customer service representative was friendly whilst remaining professional. Repayments are affordable, it's easy to check your account on line and if you want to make additional payments you can fo so without incurring penalties Reviewed on: 18th January 2026

customer care mated to borrowed lifestyle experience

customer care mated to need sensitvely Reviewed on: 18th January 2026

I've found them to be very good.

I've found them to be very good. I get email updates, I can see from the app exactly how my finance is working and it's good. They are also very helpful. Reviewed on: 18th January 2026

excellent all round and no messing about.

excellent all round and no messing about. Reviewed on: 18th January 2026

Easy application .

Easy application .. great service .. Reviewed on: 18th January 2026

Easy loan application and quick loan into bank.

Easy loan application and quick loan into bank. Reviewed on: 18th January 2026

Great to use easy to apply for products all clear an...

Great to use easy to apply for products all clear and easy to use Reviewed on: 18th January 2026

Good banking app very user friendly

Good banking app very user friendly Reviewed on: 18th January 2026

Straight forward no hassle just pure helpful

Straight forward no hassle just pure helpful Reviewed on: 17th January 2026

Alternative products

Short term credit (discontinued)
from Nextcredit (inactive company) 4.56 from 207 reviews
Personal Loan
from first direct 4.43 from 12 reviews
Home credit (discontinued)
from Morses Club (inactive company) 2.87 from 34 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub