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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66904 reviews)

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4.94

Based on 66,904 reviews, last reviewed 17th Jan 2026

54233% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a great company I have ever dealt with. Zopa is a great company I have ever dealt with. Quick service ,reliable and trustworthy Reviewed on: 17th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66904)

Review of the Zopa, Personal loan:

So easy

Applied for a loan with no problem and received the loan in a matter of hours- highly competitive APR and would recommend to anyone. Well done Zopa Reviewed on: 13th January 2023

Quick and easy application

Easy application that was reviewed and authorised very quickly. The money was in my account within an hour of the application. Reviewed on: 16th January 2026

Easy to apply, great mobile app to track finances.

Easy to apply, great mobile app to track finances. Reviewed on: 16th January 2026

Great customer service.

Great customer service. Zopa was the provider of my first credit card after a long time of thinking if I want one. Never had any issues, app works well and I get regular updates on credit limit increases. Great to see any loans pre-approved and the personalised APR. The only thing I would like to see if maybe having the option of balance transfer. Reviewed on: 16th January 2026

Fast decision easy process

Simple easy to apply and 30 seconds later approved money in bank within 15 min who could ask for more Reviewed on: 16th January 2026

I was really need money but Zopa help me out...

I was really need money but Zopa help me out Reviewed on: 16th January 2026

Very good experience with Zopa I definitely recomme...

Very good experience with Zopa I definitely recommend it to everyone. Thank you Reviewed on: 16th January 2026

Always a first class experience when contacting.

Always a first class experience when contacting. The application, the decision process and the speed of funds being available was above expectations Reviewed on: 16th January 2026

Excellent customer service, and on the dot

Excellent customer service, and on the dot Reviewed on: 16th January 2026

Fast and Efficient

Very fast to get my loan and money deposited in my account. Excellent service overall. Reviewed on: 16th January 2026

I have applied for a loan and I’ve been approved wit...

I have applied for a loan and I’ve been approved within minutes. Quick and easy, totally recommend Reviewed on: 16th January 2026

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