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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

All good.

All good. The only thing is I wish they'd do joint accounts. Reviewed on: 17th April 2025

Easy to manage my money, I have a loan credit card s...

Easy to manage my money, I have a loan credit card savings and now a bank account with Zopa Reviewed on: 17th April 2025

Zopa Smart Saver

Andoid App easy to install and navigate. Easy to apply for all accounts and services. Pots a really useful feature and easy to implement Reviewed on: 17th April 2025

Excellent Provider

Haven't needed to use customer service. Excellent savings app and so easy to move money from and to bank and the different pots within Zopa. The rates are competitive too. Reviewed on: 17th April 2025

Hassle Free

Easy to open account. Hassle free movement of money and great competitive interest rates Reviewed on: 17th April 2025

Good rates that have extra security by being linked...

Good rates that have extra security by being linked to a major bank. Easy to use aswell Reviewed on: 17th April 2025

Easy to use and good rates of interest

Very easy to set up app and link a current account for payments in and out Easy to set up individual pots fir different purposes and to set up and operate both fixed term and easy access ISAs Good rates of interest iver all savings accounts. Clear statements of interest earned Reviewed on: 17th April 2025

Customer support not needed but happy with app so far

Customer support not needed but happy with app so far Reviewed on: 17th April 2025

Best savings sute

So easy to use the Zopa site and they keep you well informed Reviewed on: 17th April 2025

Everything on zopa is made simple and straightforward

Everything on zopa is made simple and straightforward Reviewed on: 17th April 2025

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