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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great service lots of help easy to use and...

Great service lots of help easy to use and great app Reviewed on: 16th April 2025

Simple yet effective saving pot, easy sign up in app...

Simple yet effective saving pot, easy sign up in app on phone is great and the saving rates are pretty good as well. Reviewed on: 16th April 2025

Simple App to use.

Simple App to use. All very straightforward at a glance. Never had any problems transferring money. Reviewed on: 16th April 2025

Valued customer

Always been kept up to date with changes and asked for my opinion on anything new that would be suitable for me and feel valued as a customer. Reviewed on: 16th April 2025

Slick, easy to use app.

Slick, easy to use app. Competitive rates. Pots help me manage my savings. Reviewed on: 16th April 2025

Brilliant account very good rate

Brilliant account very good rate Reviewed on: 16th April 2025

I’ve had various accounts now with Zopa and they ar...

I’ve had various accounts now with Zopa and they are easy to open, easy to understand, you are kept informed in plenty of time to Amy and all changes. Reviewed on: 16th April 2025

Great company!

Great company!!! Good products - excellent service. Reviewed on: 16th April 2025

Easy to use app and good rates.

Easy to use app and good rates. I can see everything at a glance. Reviewed on: 16th April 2025

Clear, concise and easy to navigate

Clear, concise and easy to navigate Reviewed on: 16th April 2025

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