Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 8,035 reviews, last reviewed 9th Mar 2026
80800% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love everything about Zopa I love everything about Zopa including the customer service and the app. Whenever I have called the staff have been clear and helpful in their advice.... Read more Reviewed on: 9th March 2026
Lindsey 's avatar
Lindsey

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (8035)

Easy to use app.

5
Easy to use app. Excellent rates of interest. Frequency innovations. Reviewed on: 16th April 2025

Saving made simple

5
The app is so simple to use, but, if required it is available Reviewed on: 16th April 2025

Expanded my use of Zopa...

5
Have recently expanded my use of Zopa to include their savings account. Very simple and straightforward to set up and implement. They also have a great app too. Reviewed on: 16th April 2025

Very easy to use via the Zopa app and good rate of i...

5
Very easy to use via the Zopa app and good rate of interest that’s competitive in the market Reviewed on: 16th April 2025

All good does what it says on the card and on the app.

5
All good does what it says on the card and on the app. Rare for a bank! Reviewed on: 16th April 2025

Great I'm glad I found Zopa great rates great commun...

5
Great I'm glad I found Zopa great rates great communication Reviewed on: 16th April 2025

Love the functionality of the app and the available...

5
Love the functionality of the app and the available rates always seem to be pretty competitive. Very happy so far with all my Zopa accounts.. Reviewed on: 16th April 2025

Super dooper Zopa

5
Zopa offer good rates and a simple platform that enables you to maximise your savings without having pots all over the place. I love being able to monitor my savings via the app - depositing and making withdrawals instantly. This makes for really efficient savings which work harder with less effort. Reviewed on: 16th April 2025

Flexible savings at great interest rates

5
Flexible savings at great interest rates, and a great App to manage my savings. Reviewed on: 16th April 2025

Zopa is a fantastic savings provider!

5
Zopa is a fantastic savings provider, always offering advice on my investment and if I can do more to increase my interest Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1533 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5926 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43438 reviews
    Zopa
    View all products