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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8040 reviews)

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4.94

Based on 8,040 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8040)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Best company

Excellent rates and variety of types of accounts. Account management clear and simple to navigate. Reviewed on: 16th April 2025

Very easy app my partner got an account very happy

Very easy app my partner got an account very happy Reviewed on: 16th April 2025

Would recommend

Was recommended by a friend. Very easy to bank with. Good interest rates. Simple to use app. Well informed about new products. Reviewed on: 16th April 2025

App is so easy to use.

App is so easy to use. Makes saving effortless. Reviewed on: 16th April 2025

Easy to set up and use

Easy to set up and use, great that you can choose between instant access and notice to give you better savings rate Reviewed on: 16th April 2025

A simple and intuitive App.

A simple and intuitive App. I have enjoyed using Zopa. Reviewed on: 16th April 2025

Great App, easy to manage savings

Great App, easy to manage savings, options to increase interest rates in the app. Reviewed on: 16th April 2025

Top product top company

Started with a credit card and now have a saver with them. It's so easy to top up and withdraw from All in the app. Reviewed on: 16th April 2025

Easy to use with good interest rates.

Easy to use with good interest rates. Reviewed on: 16th April 2025

Brilliant flexible savings accounts

Brilliant flexible savings accounts Reviewed on: 16th April 2025

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