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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

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Zopa Smart Saver reviews (8149)

Love the functionality of the app and the available...

5
Love the functionality of the app and the available rates always seem to be pretty competitive. Very happy so far with all my Zopa accounts.. Reviewed on: 16th April 2025

Super dooper Zopa

5
Zopa offer good rates and a simple platform that enables you to maximise your savings without having pots all over the place. I love being able to monitor my savings via the app - depositing and making withdrawals instantly. This makes for really efficient savings which work harder with less effort. Reviewed on: 16th April 2025

Flexible savings at great interest rates

5
Flexible savings at great interest rates, and a great App to manage my savings. Reviewed on: 16th April 2025

Zopa is a fantastic savings provider!

5
Zopa is a fantastic savings provider, always offering advice on my investment and if I can do more to increase my interest Reviewed on: 16th April 2025

Best app on the market

5
The app is by far the best. Gives instant access to funds and also really easy to save unlike others I’ve used. Reviewed on: 16th April 2025

Very easy app to use, can transfer money between my...

5
Very easy app to use, can transfer money between my accounts quickly. Everything is clear and understandable. And they offer good rates for their saving accounts. Reviewed on: 16th April 2025

Very good, and easy to use.

5
Very good, and easy to use. What more can I say ? Reviewed on: 16th April 2025

Great rates & App.

5
Great rates. Fantastic app. The way banking should be... Reviewed on: 16th April 2025

Great savings

4
Was so happy with my experience with zopa. I convinced 2 friends to bank with them Reviewed on: 16th April 2025

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5
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