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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 8,039 reviews, last reviewed 10th Mar 2026
81200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026
Lydia 's avatar
Lydia

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8039)

The smart saver hub for all your saving needs

5
The smart saver hub offers a number of options for easy access, fixed term and ISA savings that can be picked and setup easily all offering good rates. The star is the regular saver offering 7.5% Reviewed on: 3rd April 2025
Douglas O's avatar
Douglas O

.Good rates for savings

5
I originally had a Zopa loan and then started saving with them. They have good rates for savings. Reviewed on: 2nd April 2025
Sher's avatar
Sher

Zopa Saver

5
Zopa are great. Good interest rates and you can separate your cash into pots to save for different things Reviewed on: 2nd April 2025
Joanna T's avatar
Joanna T

7% People! Best product.

5
Cannot beat 7% on this product and their customer service is excellent. Reviewed on: 2nd April 2025
Cheri S's avatar
Cheri S

Really good app!

5
Really good app! It does everything you want want of it, easily, and the savings give me better interest than anywhere else. I can't praise them enough. Reviewed on: 31st March 2025
Martin Sims 's avatar
Martin Sims

My account was so easy to open constantly increasing...

5
My account was so easy to open constantly increasing products Reviewed on: 31st March 2025
Sam 's avatar
Sam

Really flexible saving with visibility of spending

5
The smart saver allows me to decide how to save my money in pots, either easy/instant access, or restricted with higher interest. I love the fact that it also gives me a consolidated view with my current account and allows me to monitor spending. Reviewed on: 31st March 2025
Tracey T's avatar
Tracey T

Very happy with the service.

5
Very happy with the service. .... . ....... Reviewed on: 31st March 2025
Jeff J's avatar
Jeff J

Barclays slashed savings rates and so a more competi...

5
Barclays slashed savings rates and so a more competitive product from Zopa is much appreciated. Reviewed on: 31st March 2025
Adam G's avatar
Adam G

Very good company to deal with.

5
Very good company to deal with, every transaction is smooth and I love the ease of use with the app. Reviewed on: 31st March 2025
Dave O'Connell 's avatar
Dave O'Connell

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