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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8041)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Fabulous intrest rates , even better than Chase !

Fabulous intrest rates , even better than Chase ! Reviewed on: 3rd April 2025

Happy Saver

Good rates , easy to use app , reliable no complicated jargon user friendly . I like the fact you can have seperate accounts for different savings and they are easy to open Reviewed on: 3rd April 2025

The smart saver hub for all your saving needs

The smart saver hub offers a number of options for easy access, fixed term and ISA savings that can be picked and setup easily all offering good rates. The star is the regular saver offering 7.5% Reviewed on: 3rd April 2025

.Good rates for savings

I originally had a Zopa loan and then started saving with them. They have good rates for savings. Reviewed on: 2nd April 2025

Zopa Saver

Zopa are great. Good interest rates and you can separate your cash into pots to save for different things Reviewed on: 2nd April 2025

7% People! Best product.

Cannot beat 7% on this product and their customer service is excellent. Reviewed on: 2nd April 2025

Really good app!

Really good app! It does everything you want want of it, easily, and the savings give me better interest than anywhere else. I can't praise them enough. Reviewed on: 31st March 2025

My account was so easy to open constantly increasing...

My account was so easy to open constantly increasing products Reviewed on: 31st March 2025

Really flexible saving with visibility of spending

The smart saver allows me to decide how to save my money in pots, either easy/instant access, or restricted with higher interest. I love the fact that it also gives me a consolidated view with my current account and allows me to monitor spending. Reviewed on: 31st March 2025

Very happy with the service.

Very happy with the service. .... . ....... Reviewed on: 31st March 2025

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