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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8041)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Zopa best app

For myself Zopa it’s a very good card! Reviewed on: 28th February 2025

Excellent customer service.

Excellent customer service. I love the simplicity of the app but when I was locked out the customer service was very good. Reviewed on: 28th February 2025

Nearly perfect.

What I need is an account that earns the best interest, is accessible and simple to use the app. Zopa was perfect for me, but I had one issue. There was a problem with the app when I needed money out. The support I contacted didn't seem too concerned. Reviewed on: 28th February 2025

Excellent savings rate and easy to use via the App...

Excellent savings rate and easy to use via the App Reviewed on: 28th February 2025

Love the boosted smart saver pots.

Love the boosted smart saver pots. Reviewed on: 28th February 2025

Easy money in and out.

Easy money in and out. Excellent savings rate. Reviewed on: 28th February 2025

Everything was really easy to set up on line and the...

Everything was really easy to set up on line and the interest rate is better than any other I could find l Plus you get interest on your current account Reviewed on: 28th February 2025

Great interest rate and easy to manage

The ease with which you can move money from your main current account with another bank into Zopa’s savings account and withdraw it equally easily makes Zopa a really attractive option. Add to that, their attractive interest rate and the ability to divide your savings into pots makes choosing Zopa a no brainer. Reviewed on: 28th February 2025

An easy account to open and to operate.

An easy account to open and to operate. Transfers in or out are swift, interest rates are good Reviewed on: 28th February 2025

Zopa provides an excellent banking and savings.

Zopa provides an excellent banking and savings service that is easy to understand, set up and access. Its innovative and offers good interest and communication. Reviewed on: 28th February 2025

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