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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7494)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great place to spend and save

A perfect way to save and easy way to spend Reviewed on: 15th January 2026

Good customer contact and very pleasant staff.

Good customer contact and very pleasant staff. Reviewed on: 15th January 2026

Great saving plan and easy to use app

Great saving plan and easy to use app Reviewed on: 15th January 2026

EXCELLENT!

EXCELLENT!! Provide a great deal of support to manage finances and encouragement to get back on track Reviewed on: 15th January 2026

Just a no fuss service.

Just a no fuss service.you don't actually have a human connection Reviewed on: 15th January 2026

It was easy to set up, and it is great to see it gro...

It was easy to set up, and it is great to see it grow every month, and also to know that the money is there if I need it. The zopa app is really easy to use and the couple of times I've needed help, people have been very knowledgable and friendly. Reviewed on: 15th January 2026

Great Experience

Great savings , great customer service and so easy to open and manage Reviewed on: 15th January 2026

Always respond in good time everything dealt with pr...

Always respond in good time everything dealt with promptly and professionally Reviewed on: 15th January 2026

Simple & Easy To Use

I'm relatively new to savings accounts and the ease of using Zopa and different Easy Access Savings Pots has really helped to encourage me to save. The interest has always been at a competitive rate as well which is a bonus. Reviewed on: 15th January 2026

Easy to use, clear and concise.

Easy to use, clear and concise. Great team Reviewed on: 15th January 2026

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