Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

View other Zopa products

4.82

Based on 8,146 reviews, last reviewed 7th May 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8146)

The best interest rates

This was such an easy account to set up, the app is clear and allows easy access to accounts. Transferring money is equally simple and the interest rates are outstanding. Reviewed on: 5th April 2023

Zopa - Trusted, Rewarding and Convenient

Absolutely brilliant Online Savers account, market leader to offer most competitive savings rate first in the market. I have online savers with 3 other banks but experience with zopa is outstanding. Less complicated app, terms, easy to understand process. Reviewed on: 5th April 2023

Just a great app and great interest!

Lovely app to save with and it’s all in one place for you to manage and monitor! Reviewed on: 5th April 2023

Best savings account

I have money in 3 different easy access accounts and Zopa gives me the best rate of interest by far Reviewed on: 5th April 2023

Excellent service and excellent rates of interest.

Credits to the account are practically instantaneous. Excellent service and excellent rates of interest. Reviewed on: 5th April 2023

Great service and app

Great service and app would recommend to all money in bank in 2hours Reviewed on: 5th April 2023

Hassle free and secure

Zopa makes saving easy to do and plan with their various different projects for saving you can have on your account. As well as this, the set up process was really quick and efficient and all your management can be done from your phone. Although it takes a while for money to show up on your account after it has been transferred, it is a good app and solid way to bank. Reviewed on: 5th April 2023

Very good

A breath of fresh air for banking, so simple and easy to use and I feel like I can trust Zopa implicitly. Reviewed on: 5th April 2023

Excellent savings account

Always kept up to date with any changes made to the account, easy access around the app too. Reviewed on: 5th April 2023

Super Easy!

Such an easy app to use, clearly laid out and great rates which can be improved by locking money away in different pots for short periods, much better than a traditional bank! Reviewed on: 5th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Thamesbank Credit Union 4.58 from 32 reviews
Savings
from Loughborough Building Society 4.88 from 479 reviews
Savings app
from Spring Savings 4.11 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub