Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

View other Zopa products

4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8051)

Saving made easy

Great savings account, easy to open & xfer funds also automatically increased interest rates in line with the Bank of England rises so very happy. Reviewed on: 4th April 2023

Flexible saving

Zopa's savings account lets you put your cash in separate pots with varying interest rates depending on the length of notice required for withdrawal. Interest is paid monthly and the rates track as the base rate moves. Operated via a mobile app it is easy to keep track of your money and move it to where it will work hardest for you. Reviewed on: 4th April 2023

A Real Partnership

Zopa is very easy to work with, once the account has been set up conducting transactions is very simple. It's also easy to move money between notice savings accounts. Reviewed on: 4th April 2023

Great provider

I've saved with zopa for 12 years. They've always offered great rates. Easy platform. Reviewed on: 4th April 2023

Very easy to use account

It's great to have a bank who increase your interest rate promptly each time the Bank of England put the rate up. The app is really good and I like being able to transfer between different access period pots Reviewed on: 4th April 2023

Easy to use app

The Zopa app is very easy to use, and the interest rates are increased quickly. Reviewed on: 4th April 2023

What the sector needs right now

East to use app giving flexibility (boost pots) and competitive rates for the saver Reviewed on: 4th April 2023

Excellent service, brilliant app.

From start to finish, the service has been helpful and very professional. Reviewed on: 4th April 2023

Best I've ever used

The UX and UI is honestly just great, have even converted most all my siblings to use Zopa for their savings too! Reviewed on: 4th April 2023

Easy to use!

Love the app, very easy to navigate! Reviewed on: 4th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Saver
from Triodos Bank 4.89 from 158 reviews
Fixed rate bonds
from Nottingham Building Society 4.92 from 98 reviews
Monthly Saver
from TSB 4.50 from 10 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub