Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 8,051 reviews, last reviewed 25th Mar 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Smart Saver reviews (8051)

Easy peasy!

5
Opening an account was refreshingly simple, the app is a treat, and everything works. Love it. Decent interest rates too! I have used the boost facility, I appreciated the prompts. Reviewed on: 4th April 2023
Karen Malin's avatar
Karen Malin

Brilliant Way to Save

5
I have found using the Zopa app so simple, and it's allowed me to make a decent return on my savings for the first time in years. It's easy to lock away pots of money for specific targets and get a boosted rate on them and this also makes it harder to dip in without consideration. I've been a much more organised saver since using the app. Reviewed on: 4th April 2023
Deborah Madden 's avatar
Deborah Madden

A pleasure to save.

5
Setting up the account was simple and very easy to operate. Reviewed on: 4th April 2023
Michael Fordham's avatar
Michael Fordham

Easy to use

5
Quick and easy to use and reasonable interest rate Reviewed on: 4th April 2023
Michael Minter's avatar
Michael Minter

Best savings provider

4
Zopa offers one of the best rates for instant savings account. Reviewed on: 4th April 2023
Stephen Cervini-Attfield's avatar
Stephen Cervini-Attfield

Saving made simple!

5
Zopa arguably encourages you to save because it takes so little effort. It’s so easy and quick to pay in, withdraw, and transfer money between accounts. The linked options of instant access and several notice accounts add to the attraction of using Zopa. The more I use the app the more I appreciate how the company have thought through how to make saving as simple and hassle free as possible. Reviewed on: 4th April 2023
Ken Ping's avatar
Ken Ping

Smart Saver

5
Product on offer met my short term investment requirement. Zopa very easy to deal with and have a good range of products. I have just now taken out a fixed term savings account with based on my past expeirence. Reviewed on: 4th April 2023
Hugh Gallacher's avatar
Hugh Gallacher

Straightforward Click

5
Its so easy every time I use it. Reviewed on: 4th April 2023
Joseph Cochrane's avatar
Joseph Cochrane

Practical easy to use banking app for the busy adult

5
Easy to navigate app which gives you instant feedback and is straight-forward to use. It really motivates me being able to see my interest building and to see the different rates available to me. Easy to transfer money between accounts. I'm enjoying Zopa and have recommended to friends and family. Competitive interest rates do make it more appealing too. Reviewed on: 4th April 2023
Alice H's avatar
Alice H

Interest rates and LinkedIn accounts

4
The interest rates at the moment are good but would like either yourselves and/or those of us who have an account with Zopa be able to unlink/disconnect accounts for instance when an account is no longer in use because of switching to another bank. Reviewed on: 4th April 2023
Zoe Oluwole's avatar
Zoe Oluwole

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill