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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Good rates easy app

Good rates easy to use app.. What else do you need Reviewed on: 4th April 2023

Smart Saver Review

Zopa are quick to respond and update the APR of my instant and notice savers to reflect the current economy. Unlike banks and other saving platforms zopa have consistently been among the highest interest accounts shown on MSE Reviewed on: 4th April 2023

Good bank

Good bank, no issues and very high interest rate Reviewed on: 4th April 2023

Brilliant Team

Opened a savings account because of the good rates that were being offered at the time. This little app is great. It’s easy to use, gives you choices to move money to different pots with different rates and really easy to withdraw when you need your cash. Highly recommend Reviewed on: 4th April 2023

Very easy

No problems with setting up and very simple and secure to operate, would definitely use again Reviewed on: 4th April 2023

Easy access, great interest rates

Zopa has provided me with a high interest, very easily accessible savings account. Its app is the easiest saving/banking app I’ve used before, and allows you to deposit/withdraw funds in seconds. Zopa also communicates very well with customers, keeping them informed of any updates, changes to interest rates, withdrawal notifications etc. Reviewed on: 4th April 2023

Awesome savings account

I really love Zopa it's a great app and really easy to set up and start saving with great interest rates Reviewed on: 4th April 2023

Great returns on saving

Provides one of the best saving rates as compared to other banks. Reviewed on: 4th April 2023

Great online saving product

I am super happy with the savings account I have recently opened with Zopa. It’s easy to get your money in and out. The App is very straight forward to use and the service is great 5 star thanks Zopa! Reviewed on: 4th April 2023

Smart saver

Opening an account was very easy to set up. Reviewed on: 4th April 2023

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