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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8147 reviews)

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4.82

Based on 8,147 reviews, last reviewed 12th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great to see interest building up due to great rates. Great to see interest building up due to great rates. The app is simple to use. It's really easy to add/withdraw money, or move it between Zopa accoun... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8147)

Saving success

Zopa has been a great saving app for me. Easy to move money in and out and into extra saving pots. Impressed with the speed they increased interest rates recently with the changes in bank rate. Highly recommend as a simple saving app with good interest rates! Reviewed on: 5th April 2023

Zopa is a great way to save

Zopa has a great easy to use app, super savings rates and they don't bombard you with emails. Reviewed on: 5th April 2023

Great interest rates, easy interface

It gives you the possibility to save, while accessing your money instantly with higher rates that most banks. Reviewed on: 5th April 2023

Highly Recommend

Great service and offering. I’ve recommended Zopa to a lot of people, who have all been very impressed! Reviewed on: 5th April 2023

No hassles

Simple and easy to get and very professional Reviewed on: 5th April 2023

Very smart saver

It’s so easy to save with this app, have different pots and great interest rates. Super user friendly too. Love it Reviewed on: 5th April 2023

Excellent

Superb service Excellent information and excellent customer support Reviewed on: 5th April 2023

Excellent, reliable service with unbeatable rates.

I found Zopa whilst looking for good interest rates for my savings whilst being an alternative to the big established high street banks. Zopa Support answered all my questions before I opened my account and opening the account was easy. The app is reliable and easy to use, withdrawing/depositing money is really fast and the interest rates are better than anything I've seen elsewhere Reviewed on: 5th April 2023

Excellent savings accounts

The app is very easy to use, the interest rates are very competitive and I love the fact that you can easily create different pots to keep track a variety of savings goals. Reviewed on: 5th April 2023

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