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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8147 reviews)

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4.82

Based on 8,147 reviews, last reviewed 12th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great to see interest building up due to great rates. Great to see interest building up due to great rates. The app is simple to use. It's really easy to add/withdraw money, or move it between Zopa accoun... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8147)

very happy

Very good, no complaints. Thank you. Reviewed on: 5th April 2023

Easy quick access and transactions

Transfers in and out straightforward. Reviewed on: 5th April 2023

top rates and service

Among the best rates and you can create pots for each saving goal which really helps to monitor gosls Reviewed on: 5th April 2023

Smart Saver

Flexible saving options and easy to use interface makes this a brilliant option. Reviewed on: 5th April 2023

Excellent product

Easy to use and maximise interest rates with the weekly, monthly and 3 monthly saving options. Reviewed on: 5th April 2023

Brilliant App & top interest rates

I love the ability to create savings pots, which pay top rates of interest. The App is very slick and user friendly. Reviewed on: 5th April 2023

Fun and easy to use with decent rates

Zopa is different and much easier to use than other bank accounts I've used. Nice to see some innovation along with good rates in the banking sector. Reviewed on: 5th April 2023

Excellent app-based online bank with excellent interest rates.

The app is simple, yet powerful and efficient, whilst being very easy to use. Boosted pots are an added bonus and can help saving and budgeting, whilst earning enhanced rates of interest. Excellent savings platform. Reviewed on: 5th April 2023

Easy to use well explained app.

Zopa have an easy to use well explained app, communication is effective. Reviewed on: 5th April 2023

Simple easy to use

Simple straight to the point saver that just works, no hassle Reviewed on: 5th April 2023

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