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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Good instant access savings account

Easy to use . Rates quite competitive. Not the best but good. Reviewed on: 4th April 2023

Smart saver account

Easy to use making it easy to save and watch grow Reviewed on: 4th April 2023

ZOPA - the easiest way to save!

easy fast, great app, good interest rate Reviewed on: 4th April 2023

Great Savings App Account

Really easy to use, competitive interest rates, very flexible.... recommended. Reviewed on: 4th April 2023

Great app and even better interest rates!

Really easy to use app and even better interest rates! Reviewed on: 4th April 2023

Smart saver with pots

I love Zopa pots system they are so easy to use and easy to understand with the information clearly displayed. Reviewed on: 4th April 2023

High interest savings

My partner and I discovered Zopa earlier this year whilst searching for a trustworthy savings account. It was so quick and easy to setup, and to link payments from my bank account. The option to have a locked savings account where you can set your own time period to access it is fantastic, and I'm already earning interest on both my savings pots. Reviewed on: 4th April 2023

Great!

Zopa is great. I get regular interest updates, and I like being able to "lock away" some money for a boost in interest rate. The app is easy-to-use and I've never had any issue Reviewed on: 4th April 2023

Great interest rates

The interest rates are great and they always adjust them in line with the bank of England rate rises. App is easy to use with lots of info. Reviewed on: 4th April 2023

Easy as 1 2 3

It couldn't be quicker or easier to open an account and the interest rates are competitive. I find it very useful that you can have several pots with different names. Reviewed on: 4th April 2023

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