Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

CONSISTENTLY GOOD

SINCE TRANSFERRING TO ZOPA THEY HAVE BEEN RIGHT IN THE TOP FLIGHT OF INTEREST RATE PAYERS FOR SAVINGS ACCOUNTS. SIMPLE TO USE AND WELL RECOMMENDED. Reviewed on: 3rd April 2023

Brilliant app and service

Moving my savings to Zopa was the best decision I have made. I’m able to easily control my ‘pots’ and access or boost my money as required. The app gives me the flexibility to manage my finances on the go and I‘m able to quickly and easily deposit or withdraw cash when I need it. 10/10 Zopa! Reviewed on: 3rd April 2023

Best Rates with Most flexibility

As well as the best rates around for an easy access saver you also get the opportunity to increase the interest rate by adding by moving money into notice pot with anything from 7 days notice upwards. Gives you the maximum flexibility for my savings and to top it all the app is so easy to use. Reviewed on: 3rd April 2023

Great rates and app

Love the ease of managing my savings via the Zopa app and the rates have been some of the most competitive Reviewed on: 3rd April 2023

Tooooo easy

Zopa*s smart saver makes it too easy to save. Competitive interest rates and regular monthly payments you can top up (to the limit) anytime you want to with easy access, just in case you need it. Reviewed on: 3rd April 2023

Easy to use and great returns.

I have my money saved with Zopa, the app is simple to use and the interest rates I get are very competitive so I'm very happy and highly recommend. Reviewed on: 3rd April 2023

Easy and good rate

Very happy with ease of use and automated update to rates Reviewed on: 3rd April 2023

Zopa are easy to do business with

It’s a very simple process to add or withdraw funds, so easy to do business with Zopa…..plus interest rate gets improved when the base rate changes Reviewed on: 3rd April 2023

Easy to manage savings

Having researched various savings options I decided to give Zopa Smart Saver a go and I have not been disappointed. The app is easy to set up and the saving pots make managing my money really straightforward. Reviewed on: 3rd April 2023

Best Savings Account

With four tiers of savings all under one roof, and by far the best rates available for quite some time - this is the go-to app for savings in 2023! Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Branch Flexible Saver
from Nottingham Building Society 5.00 from 5 reviews
Savings
from Melton Building Society 4.70 from 2297 reviews
Easy access savings
from Chip 4.96 from 573 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub