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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

All round top savings account

Always amongst the best rates available anywhere and a great app to manage the various accounts available. On my recommendation my kids and all my grandkids now use it. Reviewed on: 3rd April 2023

Supa Zopa

They are fantastic, love the additional accounts you can lock your money away with a higher rate depending how long you are happy to wait for it back, normally in the top interest rate returns out of all the banks (I check regularly) and the app is simple and easy to use. Love it!! Reviewed on: 3rd April 2023

Really easy & great rate

Really easy to open the account and to add/withdraw money. The rate is great too! Reviewed on: 3rd April 2023

Excellent savings

Great app, quick to pass on interest rate rises. Reviewed on: 3rd April 2023

Excellent savings accounts, great interest

Very easy app to use, quick transactions. Great savings rates, especially the boosted pots. Makes it easy to save little and often for future plans Reviewed on: 3rd April 2023

Market leading rates and user friendly interface

Zopa offers market leading rates for their instant access savings product. The interface is intuitive and user friendly interface. What’s not to love! Reviewed on: 3rd April 2023

Easy to use

Positive experience, never needed to use the customer services but the app is very easy to use and I like the spilt pop idea. Reviewed on: 3rd April 2023

The Best

The savings account is very easy to set up and use. Reviewed on: 3rd April 2023

Simple, clear, top rate

It’s so simple and clear and uncomplicated- an app on my phone I can access anytime to check my balance or make withdrawals. Texts sent acknowledging receipts or withdrawals. Excellent interest rates, rarely beaten. A pleasure to bank with them. Reviewed on: 3rd April 2023

Great savings rates and user interface

Have only been saving with Zopa for a couple of months, but would recommend their app for ease of use and high savings rates. The ease with which you can switch between different savings rates, for different notice to withdraw periods is impressive. Reviewed on: 3rd April 2023

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