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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Fantastic savings app.

Zopa provides a very smart and smooth experience when using their app. They constantly increase their rate of savings and do so quickly after any change in the boe base rate. Highly recommend zopa. Reviewed on: 3rd April 2023

Savings for Xmas

Extremely easy to use and really helped me save Reviewed on: 3rd April 2023

great account

Zopa acoount is easy to use, simple to set up and track your savings. can add a fixed amount to be saved every month without incurring fees as other platforms do. Account is also free from fees, Very happy with my account and the service provided. Reviewed on: 3rd April 2023

Easy to open flexible savings account

Good rates and quick and easy to open the account and make changes where needed Reviewed on: 3rd April 2023

Great interest rate, no-nonsense app

Easy to sign up, easy to transfer money into, great interest rates. What more could you ask for? Reviewed on: 3rd April 2023

So easy

Really simple app. Easy to transfer money in and out and boost your interest rate. What’s not to like! Reviewed on: 3rd April 2023

Great rates, easy to use site

Very easy to use site offering great rates. Highly recommended. Reviewed on: 3rd April 2023

Brilliant

Easy to use and great interest rates Reviewed on: 3rd April 2023

Easy to use with high intetest

The smart saver is set up in a easily managable use, and moving money and locking money away is easy to use. The high interest rates are also a big bonus. Reviewed on: 3rd April 2023

Great Flexible Savings Account

Zopa’s Smart Saver is a great product allowing easy control of instant and fixed term savings whilst offering competitive interest rates and an easy to use app for management. Reviewed on: 3rd April 2023

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