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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great savings account

5
Easy to manage and love that you can set up different pots. Reviewed on: 3rd April 2023

What a fantastic savings account

5
It’s just so easy to save money and to withdraw. Easy to understand, quick to manage., what’s not to like Reviewed on: 3rd April 2023

Great service

5
ZOPA app has been easy to use and competitive when it comes to interest earn on my savings. Will recommend to anyone. Reviewed on: 3rd April 2023

Easy Savings

5
So easy to open, set up and use. Immediate access and notice options available. Reviewed on: 3rd April 2023

Trusted and good customer service

5
They have a very reliable customer service and that makes me feel my savings is in safe hands coupled with the fact that they offer one of the best interest rates. Reviewed on: 3rd April 2023

Easy to use

5
Great rates and easy to use. Different pots for different savings Reviewed on: 3rd April 2023

The best saving account around

5
The idea is fantastic and so easy!! I have re one fed to all my family and friends. The app is brilliant and helps you keep an eye on what you are saving it also gives you lots of tips and info! I would highly recommend this product to anyone Reviewed on: 3rd April 2023

Easy to use

5
Found Zopa as a result of a money supermarket search for savings accounts. So easy to use & regular updates as to the savings rates offered. Can't recommend Zopa enough Reviewed on: 3rd April 2023

Super savings accounts

5
Super easy and convenient. Love the app based savings accounts. Plus options to boost savings on offer. Reviewed on: 3rd April 2023

Easy online savings

5
Set up account quickly and easy to pay money in. Best of all you earn interest which you don't get with current accounts. Reviewed on: 3rd April 2023

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