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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy access and great interest rates

An excellent savings account with various options regarding access but all options have excellent competitive rates of interest, which is added monthly. Reviewed on: 3rd April 2023

Very easy to use, efficient, and a good interest rate.

Its very straightforward to use, and gives me instant access with a good interest rate, what's not to like? Reviewed on: 3rd April 2023

So pleased with this Bank!

I have opened a Smart Saver Account with Zopa and I am so pleased with it. I have already recommended it to family members. Reviewed on: 3rd April 2023

Great rates and easy to use app

Great rates and easy to use app. Found it easy to use Zopa and interest is paid monthly Reviewed on: 3rd April 2023

Great app

Great app, easy to set up and use Reviewed on: 3rd April 2023

Fantastic Savings App

Can't fault Zopa, it's very easy to use and the interest rates are great - better than pretty much anyone else out there. I like the verified link to your bank accounts which makes transferring money back and forth a complete doddle. Highly recommended. Reviewed on: 3rd April 2023

Great!

Really happy with my Smart Saver, easy to use and consistently great rates. Reviewed on: 3rd April 2023

Handy and simple

Been using this savings account for a few months, opened within minutes and easy to withdraw when needed Reviewed on: 3rd April 2023

Easy access with good rates

Title says it all! App is easy to use, savings rates are very competitive and Zopa makes it very easy to manage my savings. Reviewed on: 3rd April 2023

Saving is literally smart

Simple to use and decent interest Reviewed on: 3rd April 2023

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