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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great savings accounts

Opened an account and soon boosted savings interest with boost pots. Easy to open and app is user friendly too. All interest rates are best around. I recommended and now wife and mother have one too. Reviewed on: 3rd April 2023

Smart savers

Excellent product. Easy to open a account and save money. Reviewed on: 3rd April 2023

Very easy to open and manage

Opened the account in one sitting, offers very competitive interest on savings, all very transparent and easy to see and use. Interest is paid into the savings account and is easy to withdraw, the app is very convenient and overall dealing with Zopa is a very hassle free experience. Reviewed on: 3rd April 2023

Zopa

very easy to set up with great rates available, would recommend! Reviewed on: 3rd April 2023

So easy to use

The account is incredibly transparent, it is my personal favourite place to keep my savings Reviewed on: 3rd April 2023

Loving Zopa - simple, well designed app and good interest rates

Found out about Zopa due to their competitive interest rates. The savings account I had was giving me a much lower interest rate, so I switched and I'm very happy with the service. Well done Zopa! Reviewed on: 3rd April 2023

Good Company

Good interest rates and easy to use app. Reviewed on: 3rd April 2023

Great bank

Easy to set up and good interest rates. Recommended! Reviewed on: 3rd April 2023

Sweet and simple

Great app for saving. simple to use and user friendly. High interest rates what more can you want. Used other saving methods in the past and nothing compares to zopa Reviewed on: 3rd April 2023

An excellent way to save

Love the split pots and ability to boost your interest whenever you want to. It’s great to have an at a glance view of your savings too. A very easy way to save and a great interest rate which beats most other instant access accounts. Reviewed on: 3rd April 2023

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