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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

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Zopa Smart Saver reviews (8149)

Leading rates and easy interface

5
Zopa consistently offer market leading interest rates and have a very interactive user interface. Would definitely recommend (and have recommended) to others! Reviewed on: 3rd April 2023

Great savings company

5
Perfect , easy/simple to use and helps us save ! Reviewed on: 3rd April 2023

Positive and Simple Service

5
Amazing and simple service rendered for savings. Loved the way automatic upgrade to savings rate happened on the account. Reviewed on: 3rd April 2023

Great

5
Good savings account, great interest rates and regular payments. Reviewed on: 3rd April 2023

Great service

5
Zopa Smart Saver accounts are easy to manage and have really good interest rates. Reviewed on: 3rd April 2023

Simple Saving at its best!

5
Couldn't be more straightforward. Happy my money is safe and competitive. Reviewed on: 3rd April 2023

Savings account that changes with BOE changes

5
As a saver who regularly ditches & switches I have been very happy to see Zopa saving me some of that work by updating their interest rates with the BOE. Most savings accounts gather business with a top rate & fall behind when rates change. The Zopa account has managed to stay in the best buy tables since I opened it. Reviewed on: 3rd April 2023

Great

5
Great account good interest rate easy to use website. Reviewed on: 3rd April 2023

Pots of cash

5
It’s so easy to move money into different pots you can name them and giving notice is easy when you want to move your pots of cash around Reviewed on: 3rd April 2023

Outstanding

5
Simple to set up savings account on line . Everything went smooth as silk and earning top interest a couple of hours later. Reviewed on: 3rd April 2023

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