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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Top Smart Saver

Great interest rates User friendly app Good communication Highly recommend Reviewed on: 3rd April 2023

Best on the market

The savings I have with zopa are far better and easier than my current bank and my wife's bank. They provide you with a phone app which is really easy to use and you can start as many different savings account as you want, from immediate access to a 95 day access. Can't fault them and highly recommend them to all my family and friends. Reviewed on: 3rd April 2023

Great app for savings

Competitive app for savings great product - easy to use and good rates Reviewed on: 3rd April 2023

Child's Play

Innovative savings account, highly competitive rates and so straightforward. Well done Zopa! Reviewed on: 3rd April 2023

Great service. Easy to use.

Zopa has been brilliant! Super simple concept and implementation. Love how the variable rate is so quickly applied to the accounts’s saving rate. Reviewed on: 3rd April 2023

No nonsense frictionless saving

If you're looking for an easy to use, convenient and savings option that pays you competitive interest rates, then Zopa is smart choice for you. With its array of savings products fixed and flexible, Zopa has just the option to suit your needs. Whether your looking to build a nice little next egg or just looking to re-enforce a your resilience to unexpected cost with rainy fund, Zopa makes it easy to make regular or ad hoc payment. If you can afford to save for longer the length of period with your money then why not looked into the choices of fixed term saving. Reviewed on: 3rd April 2023

Easy to set up and use

The Smart Saver offers a very competitive interest rate and it is straightforward to set up and access via the App. Reviewed on: 3rd April 2023

One happy peasant

This fintech operation is straight foward, swiift and lean and provided it remains solvent and operational - I will be using it and recomending it to friends and contacts. SUPA DOOPA ZOPA! Reviewed on: 3rd April 2023

Good

Good easy to use and simple app would definitely recommend Reviewed on: 3rd April 2023

Great rates that change often.

Love that they move first on interest rates compared to others. Love the separate savings pots and rates. Would like the option to have all interest paid into the one active pot each month and not to all pots. Reviewed on: 3rd April 2023

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