Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Easy savings accounts

Safe,Quick,top rates,easy access, Reviewed on: 3rd April 2023

Excellent savings platform

Flexible, convenient, easy to use, reliable, Reviewed on: 3rd April 2023

App

User friendly App and competitive interest rates Reviewed on: 3rd April 2023

Positive banking

Positive banking with updated rates and a quick and handy app which is easy and convenient way to save and with various offers to choose from. Reviewed on: 3rd April 2023

Excellent savings account

Easy to use, automatic savings system helps save miles more. Love the design of the app, very simple design that makes it accessible to the user. Reviewed on: 3rd April 2023

So easy to use and great rates!

I have both a smart saver and fixed term savings with Zopa and it's been so easy. Easy to open the accounts, easy to use the app. The rates are also great and I love the saving pots that you can use to boost interest. I can't emphasise how much it means to have an easy to use app with good notifications (I use other banking apps that are really poor, so having one that's excellent is a real pleasure). Thanks Zopa, keep up the great work! Reviewed on: 3rd April 2023

The best place to put your savings

It was very quick & easy to set up my Zopa Smart Saver account, & I can't think of any way it could be made any easier to use. The interest rates are great, & it is very simple to move money between savings pots. Getting money in & out is a breeze too. I've been recommending it to my family & friends. Reviewed on: 3rd April 2023

Smartest way to save

A great app - simple passcode entry, easy & clear navigation and, best of all, super savings rates backed by FSCS compensation scheme up to £85k. Why go anywhere else? Reviewed on: 3rd April 2023

Easy and hassle free

I found the Zopa app easy to use, they made it so easy to manage my accounts - clear, straightforward and simple which is what I like best of all. Reviewed on: 3rd April 2023

Excellent Savings Strategy

Zopa always seem to give lead the market in attractive savings rates. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy Access
from Charter Savings Bank 3.13 from 24 reviews
Fixed Term Savings
from RBS 3.50 from 3 reviews
Savings
from No1 CopperPot Credit Union 4.67 from 5 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub