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Zopa: Smart Saver reviews

4.94
Based on 7,787 reviews, last reviewed 7th Mar 2026
57500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Yopa great bank Great experience using app and great rates of interest Reviewed on: 7th March 2026
John H's avatar
John H

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7787)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

Pots make saving easy.

5
Great to have the smart savings helps with budgeting. Fair interest rates especially with boosted accounts Reviewed on: 25th April 2025

Easy to set up and good visual dashboard

5
Easy to set up and good visual dashboard Reviewed on: 24th April 2025

Very easy app to use for different savings pots, mak...

5
Very easy app to use for different savings pots, makes it easy to save for different things and see the progress. Reviewed on: 24th April 2025

Very good and easy to use

5
Very good and easy to use with a variety of products. Reviewed on: 24th April 2025

Great company with simple to use banking app.

5
Great company with simple to use banking app. Reviewed on: 24th April 2025

Good rates and excellent customer service

5
Having been a customer for over a year I have been impressed by good savings rates and excellent customer service. Reviewed on: 24th April 2025

Great and easy to use and good rates

5
Great and easy to use and good rates Reviewed on: 24th April 2025

Easy to set up, great communication and great rates!

5
Easy to set up, great communication and great rates! Reviewed on: 24th April 2025

Easy to use with good rates, I would definitely reco...

5
Easy to use with good rates, I would definitely recommend Reviewed on: 24th April 2025

Barclays reduced my savings...

5
Opened a smart saver as Barclays reduced my savings rate and now moved all my money over for a better return Reviewed on: 24th April 2025

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