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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Easy to understand website very good rates on saving

Easy to understand website very good rates on saving Reviewed on: 16th April 2025

So slick and easy to use and able to manage savings...

So slick and easy to use and able to manage savings in different ways Reviewed on: 16th April 2025

A first rate bank

Setting up a savings account took minutes - it took ten days with my previous bank. The interest rates are excellent considering today's market. The ability to set up andvtransfer between savings pots is excellent and it is easy to do so. All in all a first rate bank. Reviewed on: 16th April 2025

ZOPA Easy Viewing

Easy to see all financial info. Very speedy interactions between various accounts. Reviewed on: 16th April 2025

ID documents for all products

ID documents for all products need to be expanded as not everyone has a passport or Driving licence to prove ID some don't have either but other documents would suit if only you accepted them for verification purposes Reviewed on: 16th April 2025

Great App, easy to use & move your money

Great App, easy to use & move your money Reviewed on: 16th April 2025

Zopa savings are easy

Zopa savings are easy to set up and manage. The app is fun to use, the pots keep everything in order and the interest rates are competitive. What's not to love? Reviewed on: 16th April 2025

Using Zopa has been great

Using Zopa has been great, their app is well designed to make things straightforward and their customer service is excellent. Reviewed on: 16th April 2025

Straight forward app easy to access.

Straight forward app easy to access. Reviewed on: 16th April 2025

Savings account easy to maintain online and very goo...

Savings account easy to maintain online and very good interest rates Reviewed on: 16th April 2025

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